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SBA 7(a) record
Encore Bank: SBA 7(a) loans made
Encore Bank, a bank based in Little Rock, AR, made 64 SBA 7(a) loans in the 36 months ending September 30, 2026, $56.7M in all, net of cancelled approvals. The typical loan was about $510K, and 27 were in the last 12 months. Most were in Texas.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 64
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $56.7M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $510K
- SBA FOIA,
- Largest loan
- $4.6M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 27
- SBA FOIA,
Cite this
Source: The Lender Report, Encore Bank: SBA 7(a) loans made, https://lender.report/lender/encore-bank-ar/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Jul 2026 | Texas | SBA 7(a), Limited-Service Restaurants | $680K | 8.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Tennessee | SBA 7(a), Beauty Salons | $480K | 9% | 10 yr | SBA FOIA | |
| Jun 2026 | Texas | SBA 7(a), Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers | $300K | 9.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Colorado | SBA 7(a), Support Activities for Animal Production | $50K | 8.25% | 10 yr | SBA FOIA | |
| Jun 2026 | Texas | SBA 7(a), Fitness and Recreational Sports Centers | $40K | 8.75% | 7 yr | SBA FOIA | |
| May 2026 | Arkansas | SBA 7(a), Arts, Entertainment, and Recreation | $690K | 8.75% | 10 yr | SBA FOIA | |
| Apr 2026 | Florida | SBA 7(a), Limited-Service Restaurants | $480K | 8.75% | 10 yr | SBA FOIA | |
| Apr 2026 | Texas | SBA 7(a), Architectural Services | $150K | 9.25% | 10 yr | SBA FOIA | |
| Mar 2026 | Arkansas | SBA 7(a), Other Services (except Public Administration) | $1.2M | 8.75% | 25 yr | SBA FOIA | |
| Mar 2026 | Texas | SBA 7(a), Beauty Salons | $760K | 9% | 10 yr | SBA FOIA | |
| Mar 2026 | Texas | SBA 7(a), Pharmacies and Drug Retailers | $750K | 8.75% | 10 yr | SBA FOIA | |
| Mar 2026 | Texas | SBA 7(a), Pharmacies and Drug Retailers | $750K | 8.75% | 10 yr | SBA FOIA | |
| Mar 2026 | Texas | SBA 7(a), Limited-Service Restaurants | $400K | 8.75% | 10 yr | SBA FOIA | |
| Mar 2026 | Texas | SBA 7(a), Beauty Salons | $390K | 9% | 10 yr | SBA FOIA | |
| Mar 2026 | South Carolina | SBA 7(a), Fitness and Recreational Sports Centers | $230K | 9% | 10 yr | SBA FOIA | |
| Feb 2026 | Texas | SBA 7(a), Other Chemical and Allied Products Merchant Wholesalers | $3.6M | 9% | 10 yr | SBA FOIA | |
| Jan 2026 | Texas | SBA 7(a), All Other Miscellaneous Fabricated Metal Product Manufacturing | $4.6M | 9% | 10 yr | SBA FOIA | |
| Jan 2026 | Colorado | SBA 7(a), Other Heavy and Civil Engineering Construction | $1.3M | 9.25% | 10 yr | SBA FOIA | |
| Jan 2026 | Texas | SBA 7(a), Car Washes | $1M | 8.75% | 20 yr | SBA FOIA | |
| Jan 2026 | Colorado | SBA 7(a), Offices of Certified Public Accountants | $880K | 9.25% | 10 yr | SBA FOIA | |
| Jan 2026 | Arkansas | SBA 7(a), Sports and Recreation Instruction | $680K | 9.5% | 10 yr | SBA FOIA | |
| Jan 2026 | Colorado | SBA 7(a), Commercial and Institutional Building Construction | $300K | 8.25% | 10 yr | SBA FOIA | |
| Jan 2026 | Texas | SBA 7(a), Automotive Body, Paint, and Interior Repair and Maintenance | $120K | 8.75% | 10 yr | SBA FOIA | |
| Dec 2025 | Texas | SBA 7(a), Other Management Consulting Services | $100K | 9% | 10 yr | SBA FOIA | |
| Nov 2025 | Arkansas | SBA 7(a), Other Computer Related Services | $500K | 9.5% | 10 yr | SBA FOIA | |
| 64 SBA 7(a) loans since October 2023, net of cancelled | $56.7M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Texas | 33 | $28.6M |
| Arkansas | 8 | $6.62M |
| Colorado | 5 | $5.03M |
| Missouri | 5 | $5.46M |
| Florida | 4 | $2.66M |
| Tennessee | 3 | $935K |
| North Carolina | 2 | $1.85M |
| Michigan | 1 | $380K |
| Oklahoma | 1 | $450K |
| South Carolina | 1 | $230K |
| Utah | 1 | $4.50M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 6 | $505K |
| $150K to $350K | 14 | $3.27M |
| $350K to $1M | 26 | $15.6M |
| $1M to $2.5M | 13 | $18.5M |
| $2.5M or more | 5 | $18.9M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 1 | $4.50M |
| 2024 Q1 | 4 | $1.85M |
| 2024 Q2 | 5 | $5.26M |
| 2024 Q3 | 5 | $3.27M |
| 2024 Q4 | 7 | $3.42M |
| 2025 Q1 | 1 | $2.50M |
| 2025 Q2 | 5 | $4.23M |
| 2025 Q3 | 9 | $10.6M |
| 2025 Q4 | 4 | $1.27M |
| 2026 Q1 | 15 | $17.0M |
| 2026 Q2 | 7 | $2.19M |
| 2026 Q3 | 1 | $680K |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Beauty Salons (812112) | 6 |
| Other Services to Buildings and Dwellings (561790) | 6 |
| Fitness and Recreational Sports Centers (713940) | 4 |
| Limited-Service Restaurants (722513) | 4 |
| Pharmacies and Drug Retailers (456110) | 3 |
| Agriculture, Forestry, Fishing and Hunting | 2 |
| Car Washes (811192) | 2 |
| Full-Service Restaurants (722511) | 2 |
| Industrial Building Construction (236210) | 2 |
| Other Computer Related Services (541519) | 2 |
| Other Management Consulting Services (541618) | 2 |
| Other Services (except Public Administration) | 2 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 51 |
| SBA Express Program | 7 |
| 7a General | 3 |
| Working Capital CAPLine | 3 |
- Encore Bank made 64 SBA 7(a) loans totaling $56.7M in the 36 months ending September 30, 2026, net of cancelled approvals, in 11 states. SBA FOIA,
- 27 of them were in the 12 months to September 30, 2026, and 22 in the 12 months before. SBA FOIA,
- The typical loan was about $510K, with the middle half between $300K and $1.1M. SBA FOIA,
- The largest was about $4.6M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 6 loans were under $150K, and 18 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.50% on 64 loans, with the middle half between 9.00% and 10.25%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Beauty Salons, with 6. SBA FOIA,
- The SBA file lists 51 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Texas (33), Arkansas (8) and Colorado (5). SBA FOIA,
What we don't know
- Whether Encore Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.