SBA by industry · GA
SBA lenders for gas stations and convenience stores in Georgia
37 lenders made 98 SBA loans to gas stations and convenience stores in Georgia in the 36 months ending September 30, 2026. First Community Bank made the most, with 10. The typical loan was about $1.7M.
- Evidence
- SBA 7(a) and 504 loans to gas stations and convenience stores in Georgia, NAICS 4471, 4571, 445131 and 44512
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 37
- SBA FOIA,
- SBA loans, 36 months
- 98
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $194M
- SBA FOIA,
- Last 12 months
- 40
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for gas stations and convenience stores in Georgia, https://lender.report/sba-lenders-for/gas-stations-and-convenience/georgia/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| First Community Bank SBA 7(a) record | Bank | Lexington, SC | 10 | $18.1M | 10 | 0 | 7 |
| Embassy National Bank SBA 7(a) record | Bank | Lawrenceville, GA | 9 | $15.3M | 9 | 0 | 3 |
| Georgia's Own Credit Union SBA 7(a) record | Credit union | Atlanta, GA | 8 | $24.9M | 8 | 0 | 0 |
| Wallis Bank SBA 7(a) record | Bank | Wallis, TX | 5 | $13.3M | 5 | 0 | 1 |
| Metro City Bank SBA 7(a) record | Bank | Doraville, GA | 5 | $8.72M | 5 | 0 | 2 |
| First Port City Bank SBA 7(a) record | Bank | Bainbridge, GA | 5 | $4.91M | 5 | 0 | 2 |
| Community Bank of Pickens County SBA 7(a) record | Bank | Jasper, GA | 4 | $11.4M | 2 | 2 | 1 |
| Loyal Trust Bank SBA 7(a) record | Bank | Johns Creek, GA | 4 | $11.2M | 4 | 0 | 1 |
| Citizens Bank SBA 7(a) record | Bank | Elizabethton, TN | 4 | $7.06M | 4 | 0 | 2 |
| Pinnacle Bank SBA 7(a) record | Bank | Nashville, TN | 3 | $7.70M | 2 | 1 | 2 |
| PromiseOne Bank SBA 7(a) record | Bank | Duluth, GA | 3 | $4.95M | 3 | 0 | 1 |
| Cogent Bank SBA 7(a) record | Bank | Orlando, FL | 3 | $4.23M | 2 | 1 | 0 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 3 | $1.50M | 3 | 0 | 1 |
| United Bank SBA 504 record | Bank | Fairfax, VA | 2 | $7.50M | 0 | 2 | 0 |
| HomeTrust Bank SBA 7(a) record | Bank | Asheville, NC | 2 | $5.00M | 2 | 0 | 1 |
| Commonwealth Business Bank SBA 7(a) record | Bank | Los Angeles, CA | 2 | $3.90M | 2 | 0 | 1 |
| Renasant Bank SBA 7(a) record | Bank | Tupelo, MS | 2 | $3.50M | 1 | 1 | 1 |
| Commercial Bank of California SBA 7(a) record | Bank | Irvine, CA | 2 | $1.37M | 2 | 0 | 2 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 2 | $600K | 2 | 0 | 1 |
| SouthState Bank, National Association SBA 7(a) record | Bank | Winter Haven, FL | 2 | $300K | 2 | 0 | 0 |
| The Bancorp Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 1 | $5.00M | 1 | 0 | 0 |
| American Pride Bank SBA 7(a) record | Bank | Macon, GA | 1 | $4.20M | 1 | 0 | 1 |
| First Bank of the Lake SBA 7(a) record | Bank | Osage Beach, MO | 1 | $3.90M | 1 | 0 | 0 |
| First City Bank | Bank | Alpharetta, GA | 1 | $3.70M | 1 | 0 | 1 |
| Oconee State Bank SBA 7(a) record | Bank | Watkinsville, GA | 1 | $3.20M | 1 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Gasoline Stations with Convenience Stores | 91 |
| Convenience Retailers | 6 |
| Other Gasoline Stations | 1 |
| Loan size | Loans |
|---|---|
| Under $150K | 3 |
| $150K to $350K | 4 |
| $350K to $1M | 29 |
| $1M to $2.5M | 25 |
| $2.5M or more | 36 |
- SBA lenders recorded 98 loans to gas stations and convenience stores totaling $194.1M in Georgia in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $1.7M, with the middle half between $760K and $2.9M. SBA FOIA,
- 88 were SBA 7(a) loans and 9 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 9.25% on 88 loans. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Banks and savings institutions made 86 of the loans, credit unions 9, and non-banks 2. SBA FOIA,
- The five most active lenders made 37.8% of the loans. SBA FOIA,
- The three most active lenders were First Community Bank with 10, Embassy National Bank with 9, and Georgia's Own Credit Union with 8. SBA FOIA,
- 3 of the loans were under $150K, and 61 were $1M or more. SBA FOIA,
- 1 of these loans was made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 40 approvals of these loans dated in the 12 months to September 30, 2026, versus 36 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 16 of the 37 lenders are based in Georgia. The rest are based elsewhere, most often in California, Florida and Tennessee. SBA FOIA,
- The most common detailed industry in Georgia was Gasoline Stations with Convenience Stores, with 91 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to gas stations and convenience stores in Georgia
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Georgia, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 4471, 4571, 445131 and 44512.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.