SBA by industry · GA
SBA lenders for wholesale distributors in Georgia
69 lenders made 203 SBA loans to wholesale distributors in Georgia in the 36 months ending September 30, 2026. Northeast Bank made the most, with 18. The typical loan was about $340K.
- Evidence
- SBA 7(a) and 504 loans to wholesale distributors in Georgia, NAICS 42
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 69
- SBA FOIA,
- SBA loans, 36 months
- 203
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $170M
- SBA FOIA,
- Last 12 months
- 49
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for wholesale distributors in Georgia, https://lender.report/sba-lenders-for/wholesale/georgia/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 18 | $3.07M | 18 | 0 | 1 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 15 | $2.04M | 15 | 0 | 1 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 12 | $3.53M | 12 | 0 | 4 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 10 | $7.41M | 9 | 1 | 1 |
| SouthState Bank, National Association SBA 7(a) record | Bank | Winter Haven, FL | 10 | $4.58M | 10 | 0 | 0 |
| First Community Bank SBA 7(a) record | Bank | Lexington, SC | 7 | $10.4M | 6 | 1 | 2 |
| JPMorgan Chase Bank, National Association SBA 7(a) record | Bank | Columbus, OH | 7 | $5.45M | 6 | 1 | 0 |
| Bank of America, National Association SBA 7(a) record | Bank | Charlotte, NC | 6 | $5.48M | 4 | 2 | 1 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 6 | $1.42M | 6 | 0 | 1 |
| Hanmi Bank SBA 7(a) record | Bank | Los Angeles, CA | 5 | $3.25M | 5 | 0 | 1 |
| United Community Bank SBA 7(a) record | Bank | Greenville, SC | 5 | $3.13M | 5 | 0 | 0 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 5 | $65.0K | 5 | 0 | 0 |
| Regions Bank SBA 7(a) record | Bank | Birmingham, AL | 4 | $14.6M | 4 | 0 | 1 |
| Pinnacle Bank SBA 7(a) record | Bank | Nashville, TN | 4 | $9.52M | 4 | 0 | 2 |
| PromiseOne Bank SBA 7(a) record | Bank | Duluth, GA | 4 | $1.51M | 4 | 0 | 1 |
| Lendistry SBLC, LLC SBA 7(a) record | Non-bank | Los Angeles, CA | 4 | $747K | 4 | 0 | 1 |
| Metro City Bank SBA 7(a) record | Bank | Doraville, GA | 3 | $7.20M | 3 | 0 | 1 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 3 | $4.45M | 3 | 0 | 1 |
| River City Bank SBA 7(a) record | Bank | Rome, GA | 3 | $2.68M | 1 | 2 | 0 |
| SmartBiz Bank, National Association SBA 7(a) record | Bank | Northbrook, IL | 3 | $700K | 3 | 0 | 2 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 3 | $440K | 3 | 0 | 0 |
| PNC Bank, National Association SBA 7(a) record | Bank | Wilmington, DE | 3 | $395K | 3 | 0 | 0 |
| CRF Small Business Loan Company, LLC SBA 7(a) record | Non-bank | Minneapolis, MN | 2 | $6.60M | 2 | 0 | 0 |
| Fulton Bank, National Association SBA 7(a) record | Bank | Lancaster, PA | 2 | $3.60M | 2 | 0 | 2 |
| VelocitySBA, LLC SBA 7(a) record | Non-bank | Irving, TX | 2 | $3.59M | 2 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Other Miscellaneous Durable Goods Merchant Wholesalers | 15 |
| Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers | 12 |
| Clothing and Clothing Accessories Merchant Wholesalers | 11 |
| General Line Grocery Merchant Wholesalers | 10 |
| Other Grocery and Related Products Merchant Wholesalers | 10 |
| Recyclable Material Merchant Wholesalers | 10 |
| Wholesale Trade Agents and Brokers | 8 |
| Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers | 7 |
| Home Furnishing Merchant Wholesalers | 7 |
| Other Miscellaneous Nondurable Goods Merchant Wholesalers | 7 |
| Loan size | Loans |
|---|---|
| Under $150K | 44 |
| $150K to $350K | 59 |
| $350K to $1M | 44 |
| $1M to $2.5M | 36 |
| $2.5M or more | 20 |
- SBA lenders recorded 203 loans to wholesale distributors totaling $170.2M in Georgia in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $340K, with the middle half between $150K and $1.1M. SBA FOIA,
- 187 were SBA 7(a) loans and 16 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.50% on 187 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 181 of the loans, credit unions 0, and non-banks 21. SBA FOIA,
- The five most active lenders made 32.0% of the loans. SBA FOIA,
- The three most active lenders were Northeast Bank with 18, BayFirst National Bank with 15, and Newtek Bank, National Association with 12. SBA FOIA,
- 44 of the loans were under $150K, and 56 were $1M or more. SBA FOIA,
- 1 of these loans was made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 49 approvals of these loans dated in the 12 months to September 30, 2026, versus 85 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 10 of the 69 lenders are based in Georgia. The rest are based elsewhere, most often in California, North Carolina and Florida. SBA FOIA,
- The most common detailed industry in Georgia was Other Miscellaneous Durable Goods Merchant Wholesalers, with 15 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to wholesale distributors in Georgia
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Georgia, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 42.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.