SBA by NAICS · 237110

SBA lenders for NAICS 237110: Water and Sewer Line and Related Structures Construction

62 lenders made 205 SBA loans to businesses in NAICS 237110, Water and Sewer Line and Related Structures Construction, in the 36 months ending September 30, 2026, $119M in all. The Huntington National Bank made the most, with 20. The typical loan was about $160K.

Evidence
SBA 7(a) and 504 loans in NAICS 237110
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
62
SBA FOIA,
SBA loans, 36 months
205
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$119M
SBA FOIA,
Typical loan
$160K
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for NAICS 237110: Water and Sewer Line and Related Structures Construction, https://lender.report/sba-lenders-for/naics/237110/, data as of September 30, 2026.

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See which lenders made SBA loans to businesses in NAICS 237110, at your size and in your state. No account and no form.

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SBA lenders for NAICS 237110, Water and Sewer Line and Related Structures Construction. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 62.
LenderKindBased inLoansDollarsLast 12 months
The Huntington National Bank SBA 7(a) recordBankColumbus, OH20$8.58M3
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH11$1.97M1
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH9$1.91M4
Northeast Bank SBA 7(a) recordBankPortland, ME9$1.58M1
Zions Bancorporation, N.A. SBA 7(a) recordBankSalt Lake City, UT7$5.50M2
First Internet Bank of Indiana SBA 7(a) recordBankFishers, IN6$12.2M0
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD6$125K0
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ5$1.82M0
TD Bank, National Association SBA 7(a) recordBankWilmington, DE3$625K1
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL3$440K0
Columbia Bank SBA 7(a) recordBankRoseburg, OR3$141K2
Pathward, National Association SBA 7(a) recordBankSioux Falls, SD2$4.20M0
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL2$2.72M0
Atlantic Union Bank SBA 7(a) recordBankRichmond City, VA2$2.30M0
Pinnacle Bank SBA 7(a) recordBankNashville, TN2$1.80M0
First National Bank of Pennsylvania SBA 7(a) recordBankGreenville, PA2$1.65M0
Western Alliance Bank SBA 7(a) recordBankPhoenix, AZ2$920K2
Banner Bank SBA 7(a) recordBankWalla Walla, WA2$730K0
Regions Bank SBA 7(a) recordBankBirmingham, AL2$720K1
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA2$359K1
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT2$300K1
Montana Community Development Corp. SBA 7(a) recordNon-bankMissoula, MT2$270K0
United Minnesota Bank SBA 7(a) recordBankNew London, MN2$208K1
Bayport Credit Union SBA 7(a) recordCredit unionNewport News, VA2$195K0
First Community Bank SBA 7(a) recordBankBluefield, VA2$194K0
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Where these loans were made
StateLoansDollars
California21$7.89M
Texas21$15.3M
Florida14$12.5M
Virginia11$2.86M
Idaho9$2.17M
Michigan9$1.13M
Arizona8$8.59M
Minnesota7$8.07M
North Carolina7$7.67M
Ohio7$2.07M
Indiana6$2.34M
Oregon6$1.94M
Pennsylvania6$2.05M
Washington6$350K
Colorado5$11.8M
SBA FOIA,
SBA loans in NAICS 237110, by size
Loan sizeLoans
Under $150K62
$150K to $350K41
$350K to $1M21
$1M to $2.5M14
$2.5M or more10
SBA FOIA,
  • SBA lenders recorded 205 loans to businesses in NAICS 237110 totaling $119M nationwide in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $160K, with the middle half between $75K and $500K. SBA FOIA,
  • 193 were SBA 7(a) loans and 12 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.50% on 148 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 130 of the loans, credit unions 5, and non-banks 13. SBA FOIA,
  • The five most active lenders made 27.3% of the loans. SBA FOIA,
  • The three most active lenders were The Huntington National Bank with 20, JPMorgan Chase Bank, National Association with 11, and Northeast Bank with 9. SBA FOIA,
  • 62 of the loans were under $150K, and 24 were $1M or more. SBA FOIA,
  • 57 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 42 approvals of these loans dated in the 12 months to September 30, 2026, versus 85 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • California (21), Texas (21), Florida (14) recorded the most of these loans. SBA FOIA,
  • NAICS 237110 is Water and Sewer Line and Related Structures Construction, in the Construction sector. SBA FOIA,
  • The lenders are based most often in Ohio, Indiana and Massachusetts. SBA FOIA,

How this list is defined

Measure
SBA loans made to businesses in NAICS 237110, Water and Sewer Line and Related Structures Construction
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens dated in the 36 months ending September 30, 2026 and not cancelled whose NAICS code the SBA file shows as 237110, at 6 digits.
Order
Largest first by loans nationally, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

A 6-digit code is printed only where the SBA file holds 5 or more loans of that program in that state, so loans the file shows only as a 2-digit sector are not counted here. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.