SBA by industry · MD

SBA lenders for restaurants in Maryland

68 lenders made 387 SBA loans to restaurants in Maryland in the 36 months ending September 30, 2026. Manufacturers and Traders Trust Company made the most, with 174. The typical loan was about $200K.

Evidence
SBA 7(a) and 504 loans to restaurants in Maryland, NAICS 722
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
68
SBA FOIA,
SBA loans, 36 months
387
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$166M
SBA FOIA,
Last 12 months
138
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for restaurants in Maryland, https://lender.report/sba-lenders-for/restaurants/maryland/, data as of September 30, 2026.

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See which lenders made SBA loans to restaurants, at your size and in your state. No account and no form.

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SBA lenders for restaurants in Maryland. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 68.
LenderKindBased inLoansDollars7(a)504Last 12 months
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY174$26.6M172266
The Huntington National Bank SBA 7(a) recordBankColumbus, OH19$11.4M1902
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL19$6.46M1908
Northeast Bank SBA 7(a) recordBankPortland, ME12$2.23M1203
Wilmington Savings Fund Society, FSB SBA 7(a) recordSavingsWilmington, DE11$7.21M1106
Hanmi Bank SBA 7(a) recordBankLos Angeles, CA11$6.24M1106
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ11$5.21M1100
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC8$7.42M805
VelocitySBA, LLC SBA 7(a) recordNon-bankIrving, TX7$4.24M703
Fulton Bank, National Association SBA 7(a) recordBankLancaster, PA5$1.88M500
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA5$1.73M503
Harvest Small Business Finance, LLC SBA 7(a) recordNon-bankLaguna Hills, CA4$5.92M403
East West Bank SBA 7(a) recordBankPasadena, CA4$4.12M402
TD Bank, National Association SBA 7(a) recordBankWilmington, DE4$3.33M400
Univest Bank and Trust Co. SBA 7(a) recordBankSouderton, PA4$2.24M401
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT4$2.18M401
SouthState Bank, National Association SBA 7(a) recordBankWinter Haven, FL4$1.45M401
PNC Bank, National Association SBA 7(a) recordBankWilmington, DE4$970K400
Bank Of Clarke SBA 7(a) recordBankBerryville, VA3$4.46M300
TowneBank SBA 7(a) recordBankPortsmouth, VA3$1.95M301
Heritage Bank, Inc. SBA 7(a) recordBankBurlington, KY3$1.63M301
Prince George's Financial Services CorporationNon-bankLargo, MD3$830K303
Capital One, National Association SBA 7(a) recordBankMclean, VA2$4.86M201
First National Bank of Pennsylvania SBA 7(a) recordBankGreenville, PA2$4.00M111
Colony Bank SBA 7(a) recordBankFitzgerald, GA2$1.95M200
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in Maryland
IndustryLoans
Full-Service Restaurants152
Limited-Service Restaurants146
Snack and Nonalcoholic Beverage Bars37
Mobile Food Services20
Drinking Places (Alcoholic Beverages)11
Caterers10
Cafeterias, Grill Buffets, and Buffets6
Food Service Contractors4
SBA FOIA,
SBA loans for restaurants in Maryland, by size
Loan sizeLoans
Under $150K168
$150K to $350K70
$350K to $1M94
$1M to $2.5M39
$2.5M or more9
SBA FOIA,
  • SBA lenders recorded 387 loans to restaurants totaling $166M in Maryland in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $200K, with the middle half between $50K and $500K. SBA FOIA,
  • 375 were SBA 7(a) loans and 5 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.50% on 375 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 344 of the loans, credit unions 1, and non-banks 33. SBA FOIA,
  • The five most active lenders made 60.7% of the loans. SBA FOIA,
  • The three most active lenders were Manufacturers and Traders Trust Company with 174, Newtek Bank, National Association with 19, and The Huntington National Bank with 19. SBA FOIA,
  • 168 of the loans were under $150K, and 48 were $1M or more. SBA FOIA,
  • 9 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 138 approvals of these loans dated in the 12 months to September 30, 2026, versus 127 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 7 of the 68 lenders are based in Maryland. The rest are based elsewhere, most often in California, Virginia and Pennsylvania. SBA FOIA,
  • The most common detailed industry in Maryland was Full-Service Restaurants, with 152 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to restaurants in Maryland
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Maryland, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 722.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.