SBA by industry · MD

SBA lenders for retail stores in Maryland

49 lenders made 264 SBA loans to retail stores in Maryland in the 36 months ending September 30, 2026. Manufacturers and Traders Trust Company made the most, with 96. The typical loan was about $150K.

Evidence
SBA 7(a) and 504 loans to retail stores in Maryland, NAICS 44 and 45, excluding gas, convenience and pharmacy
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
49
SBA FOIA,
SBA loans, 36 months
264
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$116M
SBA FOIA,
Last 12 months
80
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for retail stores in Maryland, https://lender.report/sba-lenders-for/retail/maryland/, data as of September 30, 2026.

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SBA lenders for retail stores in Maryland. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 49.
LenderKindBased inLoansDollars7(a)504Last 12 months
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY96$9.14M95132
Hanmi Bank SBA 7(a) recordBankLos Angeles, CA12$11.5M1204
TD Bank, National Association SBA 7(a) recordBankWilmington, DE11$665K1102
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL10$2.25M1006
Northeast Bank SBA 7(a) recordBankPortland, ME10$1.48M1002
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ8$1.47M800
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD8$980K801
Capital Bank, National Association SBA 7(a) recordBankRockville, MD7$17.3M611
US Metro Bank SBA 7(a) recordBankGarden Grove, CA7$7.08M705
PNC Bank, National Association SBA 7(a) recordBankWilmington, DE6$320K601
First Internet Bank of Indiana SBA 7(a) recordBankFishers, IN5$9.55M501
Open Bank SBA 7(a) recordBankLos Angeles, CA5$4.28M500
Harvest Small Business Finance, LLC SBA 7(a) recordNon-bankLaguna Hills, CA5$3.51M502
Wilmington Savings Fund Society, FSB SBA 7(a) recordSavingsWilmington, DE5$1.97M504
Fulton Bank, National Association SBA 7(a) recordBankLancaster, PA5$1.03M501
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA4$980K400
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT4$531K402
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH4$450K400
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC3$3.86M301
Pinnacle Bank SBA 7(a) recordBankNashville, TN3$3.33M302
PromiseOne Bank SBA 7(a) recordBankDuluth, GA3$3.28M301
The Huntington National Bank SBA 7(a) recordBankColumbus, OH3$2.58M300
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH3$1.03M301
WesBanco Bank, Inc. SBA 7(a) recordBankWheeling, WV3$550K301
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL3$320K300
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in Maryland
IndustryLoans
Beer, Wine, and Liquor Retailers52
Clothing and Clothing Accessories Retailers33
All Other Miscellaneous Retailers17
Supermarkets and Other Grocery Retailers (except Convenience Retailers)15
Vending Machine Operators15
Cosmetics, Beauty Supplies, and Perfume Retailers9
Used Car Dealers8
Book Retailers and News Dealers7
Nursery, Garden Center, and Farm Supply Retailers7
Baked Goods Retailers6
SBA FOIA,
SBA loans for retail stores in Maryland, by size
Loan sizeLoans
Under $150K128
$150K to $350K51
$350K to $1M61
$1M to $2.5M20
$2.5M or more8
SBA FOIA,
  • SBA lenders recorded 264 loans to retail stores totaling $116M in Maryland in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $150K, with the middle half between $40K and $500K. SBA FOIA,
  • 265 were SBA 7(a) loans and 3 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.50% on 265 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 246 of the loans, credit unions 0, and non-banks 22. SBA FOIA,
  • The five most active lenders made 52.7% of the loans. SBA FOIA,
  • The three most active lenders were Manufacturers and Traders Trust Company with 96, Hanmi Bank with 12, and TD Bank, National Association with 11. SBA FOIA,
  • 128 of the loans were under $150K, and 28 were $1M or more. SBA FOIA,
  • The SBA file shows 80 approvals of these loans dated in the 12 months to September 30, 2026, versus 99 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 3 of the 49 lenders are based in Maryland. The rest are based elsewhere, most often in California, Pennsylvania and Delaware. SBA FOIA,
  • The most common detailed industry in Maryland was Beer, Wine, and Liquor Retailers, with 52 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to retail stores in Maryland
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Maryland, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 44 and 45, excluding gas, convenience and pharmacy.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.