SBA by industry · NM
SBA lenders for restaurants in New Mexico
25 lenders made 66 SBA loans to restaurants in New Mexico in the 36 months ending September 30, 2026. Western Commerce Bank made the most, with 8. The typical loan was about $200K.
- Evidence
- SBA 7(a) and 504 loans to restaurants in New Mexico, NAICS 722
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 25
- SBA FOIA,
- SBA loans, 36 months
- 66
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $31.3M
- SBA FOIA,
- Last 12 months
- 14
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for restaurants in New Mexico, https://lender.report/sba-lenders-for/restaurants/new-mexico/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Western Commerce Bank SBA 7(a) record | Bank | Carlsbad, NM | 8 | $2.10M | 8 | 0 | 1 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 7 | $287K | 7 | 0 | 3 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 6 | $3.65M | 6 | 0 | 0 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 5 | $1.99M | 5 | 0 | 1 |
| Century Bank SBA 7(a) record | Bank | Santa Fe, NM | 4 | $1.58M | 3 | 1 | 2 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 3 | $1.23M | 3 | 0 | 2 |
| DreamSpring SBA 7(a) record | Non-bank | Albuquerque, NM | 3 | $556K | 3 | 0 | 0 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 3 | $196K | 3 | 0 | 2 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 2 | $1.52M | 2 | 0 | 0 |
| First Bank of the Lake SBA 7(a) record | Bank | Osage Beach, MO | 2 | $1.09M | 2 | 0 | 0 |
| Capital Certified Development Corporation SBA 7(a) record | Non-bank | Austin, TX | 2 | $700K | 2 | 0 | 0 |
| Bank of America, National Association SBA 7(a) record | Bank | Charlotte, NC | 2 | $330K | 2 | 0 | 0 |
| TD Bank, National Association SBA 7(a) record | Bank | Wilmington, DE | 1 | $4.70M | 1 | 0 | 0 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 1 | $1.60M | 1 | 0 | 0 |
| Enterprise Bank & Trust SBA 504 record | Bank | Clayton, MO | 1 | $1.40M | 0 | 1 | 0 |
| Bank Five Nine SBA 7(a) record | Bank | Oconomowoc, WI | 1 | $1.30M | 1 | 0 | 0 |
| VelocitySBA, LLC SBA 7(a) record | Non-bank | Irving, TX | 1 | $1.00M | 1 | 0 | 0 |
| First Merchants Bank SBA 7(a) record | Bank | Muncie, IN | 1 | $850K | 1 | 0 | 0 |
| First American Bank SBA 504 record | Bank | Elk Grove Village, IL | 1 | $750K | 0 | 1 | 1 |
| Ameris Bank SBA 7(a) record | Bank | Atlanta, GA | 1 | $580K | 1 | 0 | 1 |
| City Bank SBA 504 record | Bank | Lubbock, TX | 1 | $440K | 0 | 1 | 0 |
| Sunflower Bank, National Association SBA 7(a) record | Bank | Dallas, TX | 1 | $270K | 1 | 0 | 0 |
| The James Polk Stone Community Bank | Bank | Portales, NM | 1 | $150K | 1 | 0 | 0 |
| Zions Bancorporation, N.A. SBA 7(a) record | Bank | Salt Lake City, UT | 1 | $100K | 1 | 0 | 1 |
| First Savings Bank SBA 7(a) record | Savings | Beresford, SD | 1 | $61.0K | 1 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Full-Service Restaurants | 31 |
| Limited-Service Restaurants | 16 |
| Snack and Nonalcoholic Beverage Bars | 10 |
| Mobile Food Services | 5 |
| Drinking Places (Alcoholic Beverages) | 2 |
| Caterers | 1 |
| Food Service Contractors | 1 |
| Loan size | Loans |
|---|---|
| Under $150K | 21 |
| $150K to $350K | 15 |
| $350K to $1M | 15 |
| $1M to $2.5M | 8 |
| $2.5M or more | 1 |
- SBA lenders recorded 66 loans to restaurants totaling $31.3M in New Mexico in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $200K, with the middle half between $80K and $750K. SBA FOIA,
- 56 were SBA 7(a) loans and 4 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.00% on 56 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 52 of the loans, credit unions 0, and non-banks 8. SBA FOIA,
- The five most active lenders made 45.5% of the loans. SBA FOIA,
- The three most active lenders were Western Commerce Bank with 8, U.S. Bank National Association with 7, and Wells Fargo Bank, National Association with 6. SBA FOIA,
- 21 of the loans were under $150K, and 9 were $1M or more. SBA FOIA,
- 6 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 14 approvals of these loans dated in the 12 months to September 30, 2026, versus 24 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 4 of the 25 lenders are based in New Mexico. The rest are based elsewhere, most often in Texas, Missouri and North Carolina. SBA FOIA,
- The most common detailed industry in New Mexico was Full-Service Restaurants, with 31 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to restaurants in New Mexico
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in New Mexico, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 722.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.