SBA by industry · MT

SBA lenders for restaurants in Montana

24 lenders made 70 SBA loans to restaurants in Montana in the 36 months ending September 30, 2026. First Interstate Bank made the most, with 8. The typical loan was about $250K.

Evidence
SBA 7(a) and 504 loans to restaurants in Montana, NAICS 722
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
24
SBA FOIA,
SBA loans, 36 months
70
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$33.0M
SBA FOIA,
Last 12 months
18
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for restaurants in Montana, https://lender.report/sba-lenders-for/restaurants/montana/, data as of September 30, 2026.

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See which lenders made SBA loans to restaurants, at your size and in your state. No account and no form.

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SBA lenders for restaurants in Montana. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
LenderKindBased inLoansDollars7(a)504Last 12 months
First Interstate Bank SBA 7(a) recordBankBillings, MT8$2.29M802
Glacier Bank SBA 7(a) recordBankKalispell, MT6$3.03M512
The Yellowstone Bank SBA 7(a) recordBankLaurel, MT6$1.13M603
Beacon Bank and Trust SBA 7(a) recordBankBoston, MA3$2.73M300
Valley Bank of Ronan SBA 7(a) recordBankRonan, MT3$660K300
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ3$580K300
Bravera Bank SBA 7(a) recordBankDickinson, ND3$374K301
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC2$4.33M200
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO2$1.06M201
Bankwell Bank SBA 7(a) recordBankNew Canaan, CT2$650K201
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL2$330K202
Northeast Bank SBA 7(a) recordBankPortland, ME2$226K201
Montana Community Development Corp. SBA 7(a) recordNon-bankMissoula, MT2$140K200
Quill Bank SBA 7(a) recordBankProvo, UT1$2.70M101
Endeavor Bank SBA 7(a) recordBankSan Diego, CA1$2.40M100
Three Rivers Bank of Montana SBA 7(a) recordBankKalispell, MT1$1.00M100
America First Credit Union SBA 7(a) recordCredit unionRiverdale, UT1$930K100
Colony Bank SBA 7(a) recordBankFitzgerald, GA1$920K101
Ascent Bank SBA 7(a) recordBankHelena, MT1$780K100
Opportunity Bank of Montana SBA 7(a) recordBankHelena, MT1$280K100
Grasshopper Bank, N.A. SBA 7(a) recordBankNew York, NY1$250K100
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT1$150K100
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA1$150K100
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH1$10.0K100
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in Montana
IndustryLoans
Full-Service Restaurants22
Limited-Service Restaurants22
Snack and Nonalcoholic Beverage Bars14
Caterers4
Drinking Places (Alcoholic Beverages)4
Mobile Food Services3
Food Service Contractors1
SBA FOIA,
SBA loans for restaurants in Montana, by size
Loan sizeLoans
Under $150K17
$150K to $350K16
$350K to $1M16
$1M to $2.5M4
$2.5M or more2
SBA FOIA,
  • SBA lenders recorded 70 loans to restaurants totaling $33M in Montana in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $250K, with the middle half between $100K and $600K. SBA FOIA,
  • 54 were SBA 7(a) loans and 1 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 9.50% on 54 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 48 of the loans, credit unions 1, and non-banks 6. SBA FOIA,
  • The five most active lenders made 37.1% of the loans. SBA FOIA,
  • The three most active lenders were First Interstate Bank with 8, Glacier Bank with 6, and The Yellowstone Bank with 6. SBA FOIA,
  • 17 of the loans were under $150K, and 6 were $1M or more. SBA FOIA,
  • 15 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 18 approvals of these loans dated in the 12 months to September 30, 2026, versus 24 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 8 of the 24 lenders are based in Montana. The rest are based elsewhere, most often in Utah, California and Connecticut. SBA FOIA,
  • The most common detailed industry in Montana was Full-Service Restaurants, with 22 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to restaurants in Montana
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Montana, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 722.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.