SBA by industry · TN

SBA lenders for auto repair shops in Tennessee

20 lenders made 73 SBA loans to auto repair shops in Tennessee in the 36 months ending September 30, 2026. U.S. Bank National Association made the most, with 17. The typical loan was about $150K.

Evidence
SBA 7(a) and 504 loans to auto repair shops in Tennessee, NAICS 8111, excluding car washes
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
20
SBA FOIA,
SBA loans, 36 months
73
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$38.2M
SBA FOIA,
Last 12 months
22
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for auto repair shops in Tennessee, https://lender.report/sba-lenders-for/auto-repair/tennessee/, data as of September 30, 2026.

Describe a deal in Tennessee

See which lenders made SBA loans to auto repair shops, at your size and in your state. No account and no form.

Show SBA loans to auto repair shops in TennesseeOn this list? Find your page

SBA lenders for auto repair shops in Tennessee. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
LenderKindBased inLoansDollars7(a)504Last 12 months
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH17$5.63M1704
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL11$2.62M1104
The Huntington National Bank SBA 7(a) recordBankColumbus, OH6$1.45M600
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC4$1.95M404
Renasant Bank SBA 7(a) recordBankTupelo, MS2$4.34M200
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT2$1.65M201
Apex Bank SBA 7(a) recordBankCamden, TN2$1.36M201
Old National Bank SBA 7(a) recordBankEvansville, IN2$1.19M202
Pinnacle Bank SBA 7(a) recordBankNashville, TN2$1.05M200
Harvest Small Business Finance, LLC SBA 7(a) recordNon-bankLaguna Hills, CA2$1.02M200
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL2$300K200
Northeast Bank SBA 7(a) recordBankPortland, ME2$300K201
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH2$300K201
Republic Bank & Trust Company SBA 7(a) recordBankLouisville, KY2$205K202
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA2$176K200
United Community Bank SBA 7(a) recordBankGreenville, SC1$2.60M100
T Bank, National Association SBA 7(a) recordBankDallas, TX1$1.60M101
Truliant Credit Union SBA 7(a) recordCredit unionWinston Salem, NC1$1.50M100
Eclipse Bank, Inc. SBA 7(a) recordBankLouisville, KY1$730K101
First Farmers and Merchants Bank SBA 7(a) recordBankColumbia, TN1$240K100
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in Tennessee
IndustryLoans
General Automotive Repair48
Automotive Body, Paint, and Interior Repair and Maintenance10
Specialized Automotive Repair5
All Other Automotive Repair and Maintenance4
Automotive Glass Replacement Shops3
Automotive Oil Change and Lubrication Shops3
SBA FOIA,
SBA loans for auto repair shops in Tennessee, by size
Loan sizeLoans
Under $150K25
$150K to $350K21
$350K to $1M9
$1M to $2.5M8
$2.5M or more2
SBA FOIA,
  • SBA lenders recorded 73 loans to auto repair shops totaling $38.2M in Tennessee in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $150K, with the middle half between $50K and $670K. SBA FOIA,
  • 65 were SBA 7(a) loans and 0 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.00% on 65 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 60 of the loans, credit unions 1, and non-banks 4. SBA FOIA,
  • The five most active lenders made 54.8% of the loans. SBA FOIA,
  • The three most active lenders were U.S. Bank National Association with 17, Newtek Bank, National Association with 11, and The Huntington National Bank with 6. SBA FOIA,
  • 25 of the loans were under $150K, and 10 were $1M or more. SBA FOIA,
  • 8 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 22 approvals of these loans dated in the 12 months to September 30, 2026, versus 23 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 3 of the 20 lenders are based in Tennessee. The rest are based elsewhere, most often in Ohio, California and Florida. SBA FOIA,
  • The most common detailed industry in Tennessee was General Automotive Repair, with 48 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to auto repair shops in Tennessee
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Tennessee, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 8111, excluding car washes.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.