SBA by industry · VA

SBA lenders for auto repair shops in Virginia

39 lenders made 79 SBA loans to auto repair shops in Virginia in the 36 months ending September 30, 2026. Manufacturers and Traders Trust Company made the most, with 10. The typical loan was about $350K.

Evidence
SBA 7(a) and 504 loans to auto repair shops in Virginia, NAICS 8111, excluding car washes
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
39
SBA FOIA,
SBA loans, 36 months
79
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$43.9M
SBA FOIA,
Last 12 months
28
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for auto repair shops in Virginia, https://lender.report/sba-lenders-for/auto-repair/virginia/, data as of September 30, 2026.

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SBA lenders for auto repair shops in Virginia. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 39.
LenderKindBased inLoansDollars7(a)504Last 12 months
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY10$1.59M823
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC5$5.34M504
TD Bank, National Association SBA 7(a) recordBankWilmington, DE4$397K401
Truist Bank SBA 7(a) recordBankCharlotte, NC3$1.58M302
The Huntington National Bank SBA 7(a) recordBankColumbus, OH3$670K300
Pathward, National Association SBA 7(a) recordBankSioux Falls, SD2$5.00M200
Seacoast National Bank SBA 7(a) recordBankStuart, FL2$2.40M202
First Community Bank SBA 7(a) recordBankBluefield, VA2$2.23M201
Woori America Bank SBA 7(a) recordBankNew York, NY2$1.15M200
Primis Bank SBA 7(a) recordBankTappahannock, VA2$720K110
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL2$700K201
ConnectOne Bank SBA 7(a) recordBankEnglewood Cliffs, NJ2$500K201
Pendleton Community Bank, Inc. SBA 7(a) recordBankFranklin, WV2$490K111
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL2$300K200
Northeast Bank SBA 7(a) recordBankPortland, ME2$300K200
SouthState Bank, National Association SBA 7(a) recordBankWinter Haven, FL2$200K200
EverBank, National Association SBA 504 recordBankJacksonville, FL1$2.70M011
Shoreham Bank SBA 7(a) recordSavingsWarwick, RI1$1.90M101
Metro City Bank SBA 7(a) recordBankDoraville, GA1$1.80M101
Beacon Bank and Trust SBA 7(a) recordBankBoston, MA1$1.30M100
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO1$1.10M100
Fulton Bank, National Association SBA 504 recordBankLancaster, PA1$1.10M010
Capital One, National Association SBA 7(a) recordBankMclean, VA1$890K101
First-Citizens Bank & Trust Company SBA 7(a) recordBankRaleigh, NC1$870K100
TowneBank SBA 504 recordBankPortsmouth, VA1$720K010
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in Virginia
IndustryLoans
General Automotive Repair53
Automotive Body, Paint, and Interior Repair and Maintenance13
Automotive Oil Change and Lubrication Shops5
Automotive Glass Replacement Shops4
All Other Automotive Repair and Maintenance3
Specialized Automotive Repair1
SBA FOIA,
SBA loans for auto repair shops in Virginia, by size
Loan sizeLoans
Under $150K20
$150K to $350K15
$350K to $1M23
$1M to $2.5M10
$2.5M or more2
SBA FOIA,
  • SBA lenders recorded 79 loans to auto repair shops totaling $43.9M in Virginia in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $350K, with the middle half between $120K and $600K. SBA FOIA,
  • 60 were SBA 7(a) loans and 10 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.00% on 60 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 67 of the loans, credit unions 0, and non-banks 3. SBA FOIA,
  • The five most active lenders made 31.6% of the loans. SBA FOIA,
  • The three most active lenders were Manufacturers and Traders Trust Company with 10, Live Oak Banking Company with 5, and TD Bank, National Association with 4. SBA FOIA,
  • 20 of the loans were under $150K, and 12 were $1M or more. SBA FOIA,
  • 9 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 28 approvals of these loans dated in the 12 months to September 30, 2026, versus 25 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 7 of the 39 lenders are based in Virginia. The rest are based elsewhere, most often in Florida, North Carolina and California. SBA FOIA,
  • The most common detailed industry in Virginia was General Automotive Repair, with 53 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to auto repair shops in Virginia
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Virginia, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 8111, excluding car washes.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.