SBA by industry · CA
SBA lenders for wholesale distributors in California
137 lenders made 1,368 SBA loans to wholesale distributors in California in the 36 months ending September 30, 2026. U.S. Bank National Association made the most, with 103. The typical loan was about $350K.
- Evidence
- SBA 7(a) and 504 loans to wholesale distributors in California, NAICS 42
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 137
- SBA FOIA,
- SBA loans, 36 months
- 1,368
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $1.26B
- SBA FOIA,
- Last 12 months
- 389
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for wholesale distributors in California, https://lender.report/sba-lenders-for/wholesale/california/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 103 | $67.7M | 97 | 6 | 34 |
| JPMorgan Chase Bank, National Association SBA 7(a) record | Bank | Columbus, OH | 96 | $58.7M | 81 | 15 | 12 |
| Bank of Hope SBA 7(a) record | Bank | Los Angeles, CA | 76 | $20.1M | 76 | 0 | 30 |
| Lendistry SBLC, LLC SBA 7(a) record | Non-bank | Los Angeles, CA | 69 | $15.8M | 69 | 0 | 9 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 63 | $35.0M | 63 | 0 | 28 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 62 | $9.87M | 62 | 0 | 0 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 56 | $64.7M | 37 | 19 | 6 |
| Bank of America, National Association SBA 7(a) record | Bank | Charlotte, NC | 56 | $62.1M | 37 | 19 | 7 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 56 | $12.3M | 56 | 0 | 12 |
| City National Bank SBA 7(a) record | Bank | Los Angeles, CA | 37 | $72.8M | 23 | 14 | 8 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 35 | $19.3M | 35 | 0 | 6 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 35 | $10.6M | 35 | 0 | 10 |
| East West Bank SBA 7(a) record | Bank | Pasadena, CA | 33 | $41.3M | 27 | 6 | 10 |
| First-Citizens Bank & Trust Company SBA 7(a) record | Bank | Raleigh, NC | 29 | $59.3M | 6 | 23 | 9 |
| Zions Bancorporation, N.A. SBA 7(a) record | Bank | Salt Lake City, UT | 28 | $10.2M | 26 | 2 | 5 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 26 | $58.5M | 26 | 0 | 5 |
| Harvest Small Business Finance, LLC SBA 7(a) record | Non-bank | Laguna Hills, CA | 22 | $27.7M | 22 | 0 | 11 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 22 | $8.85M | 22 | 0 | 5 |
| GBC International Bank SBA 7(a) record | Bank | Los Angeles, CA | 18 | $31.2M | 18 | 0 | 5 |
| CDC Small Business Finance Corp. SBA 7(a) record | Non-bank | San Diego, CA | 17 | $3.01M | 17 | 0 | 2 |
| Fifth Third Bank, National Association SBA 7(a) record | Bank | Cincinnati, OH | 16 | $22.9M | 12 | 4 | 6 |
| CalPrivate Bank SBA 7(a) record | Bank | La Jolla, CA | 15 | $25.8M | 10 | 5 | 4 |
| Harvest Commercial Capital, LLC SBA 504 record | Non-bank | Not reported | 15 | $23.3M | 0 | 15 | 2 |
| Cathay Bank SBA 7(a) record | Bank | Los Angeles, CA | 13 | $29.9M | 6 | 7 | 5 |
| PCB Bank SBA 7(a) record | Bank | Los Angeles, CA | 13 | $9.15M | 13 | 0 | 6 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Clothing and Clothing Accessories Merchant Wholesalers | 153 |
| Other Miscellaneous Durable Goods Merchant Wholesalers | 142 |
| Other Miscellaneous Nondurable Goods Merchant Wholesalers | 100 |
| Other Grocery and Related Products Merchant Wholesalers | 68 |
| General Line Grocery Merchant Wholesalers | 49 |
| Wholesale Trade Agents and Brokers | 46 |
| Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers | 43 |
| Motor Vehicle Supplies and New Parts Merchant Wholesalers | 40 |
| Sporting and Recreational Goods and Supplies Merchant Wholesalers | 38 |
| Industrial Machinery and Equipment Merchant Wholesalers | 34 |
| Loan size | Loans |
|---|---|
| Under $150K | 284 |
| $150K to $350K | 350 |
| $350K to $1M | 355 |
| $1M to $2.5M | 228 |
| $2.5M or more | 151 |
- SBA lenders recorded 1,368 loans to wholesale distributors totaling $1.3B in California in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $350K, with the middle half between $150K and $1.1M. SBA FOIA,
- 1,141 were SBA 7(a) loans and 227 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.25% on 1,141 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 1,156 of the loans, credit unions 16, and non-banks 196. SBA FOIA,
- The five most active lenders made 29.8% of the loans. SBA FOIA,
- The three most active lenders were U.S. Bank National Association with 103, JPMorgan Chase Bank, National Association with 96, and Bank of Hope with 76. SBA FOIA,
- 284 of the loans were under $150K, and 379 were $1M or more. SBA FOIA,
- The SBA file shows 389 approvals of these loans dated in the 12 months to September 30, 2026, versus 504 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 56 of the 137 lenders are based in California. The rest are based elsewhere, most often in Utah, Ohio and Texas. SBA FOIA,
- The most common detailed industry in California was Clothing and Clothing Accessories Merchant Wholesalers, with 153 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to wholesale distributors in California
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in California, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 42.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.