SBA by industry · CA
SBA lenders for pharmacies in California
38 lenders made 110 SBA loans to pharmacies in California in the 36 months ending September 30, 2026. U.S. Bank National Association made the most, with 12. The typical loan was about $480K.
- Evidence
- SBA 7(a) and 504 loans to pharmacies in California, NAICS 44611 and 456110
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 38
- SBA FOIA,
- SBA loans, 36 months
- 110
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $86.1M
- SBA FOIA,
- Last 12 months
- 32
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for pharmacies in California, https://lender.report/sba-lenders-for/pharmacies/california/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 12 | $6.82M | 12 | 0 | 4 |
| First Financial Bank SBA 7(a) record | Bank | El Dorado, AR | 10 | $17.1M | 10 | 0 | 5 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 9 | $2.73M | 9 | 0 | 3 |
| Byline Bank SBA 7(a) record | Bank | Chicago, IL | 8 | $7.40M | 8 | 0 | 0 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 7 | $6.67M | 7 | 0 | 2 |
| Zions Bancorporation, N.A. SBA 7(a) record | Bank | Salt Lake City, UT | 7 | $1.71M | 7 | 0 | 3 |
| Bank of America, National Association SBA 7(a) record | Bank | Charlotte, NC | 6 | $3.69M | 5 | 1 | 1 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 4 | $3.06M | 4 | 0 | 0 |
| JPMorgan Chase Bank, National Association SBA 7(a) record | Bank | Columbus, OH | 4 | $2.04M | 4 | 0 | 3 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 4 | $660K | 4 | 0 | 1 |
| Open Bank SBA 7(a) record | Bank | Los Angeles, CA | 2 | $3.44M | 2 | 0 | 1 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 2 | $2.40M | 2 | 0 | 1 |
| GBank SBA 7(a) record | Bank | Las Vegas, NV | 2 | $2.32M | 2 | 0 | 0 |
| Western Alliance Bank SBA 7(a) record | Bank | Phoenix, AZ | 2 | $1.90M | 2 | 0 | 0 |
| Hanmi Bank SBA 7(a) record | Bank | Los Angeles, CA | 2 | $920K | 2 | 0 | 1 |
| Lendistry SBLC, LLC SBA 7(a) record | Non-bank | Los Angeles, CA | 2 | $600K | 2 | 0 | 0 |
| AMPAC Tri-State CDC, Inc. SBA 7(a) record | Non-bank | Ontario, CA | 2 | $380K | 2 | 0 | 0 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 2 | $300K | 2 | 0 | 0 |
| Altos Bank SBA 7(a) record | Bank | Los Altos, CA | 1 | $3.50M | 1 | 0 | 1 |
| First Bank of the Lake SBA 7(a) record | Bank | Osage Beach, MO | 1 | $2.90M | 1 | 0 | 0 |
| Banesco USA SBA 7(a) record | Bank | Miami, FL | 1 | $1.60M | 1 | 0 | 0 |
| City National Bank SBA 504 record | Bank | Los Angeles, CA | 1 | $1.50M | 0 | 1 | 0 |
| Hanover Community Bank SBA 7(a) record | Bank | Garden City Park, NY | 1 | $1.30M | 1 | 0 | 0 |
| Woori America Bank SBA 7(a) record | Bank | New York, NY | 1 | $1.30M | 1 | 0 | 0 |
| Fremont Bank SBA 7(a) record | Bank | Fremont, CA | 1 | $1.00M | 1 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Pharmacies and Drug Retailers | 107 |
| Pharmacies and Drug Stores | 3 |
| Loan size | Loans |
|---|---|
| Under $150K | 16 |
| $150K to $350K | 23 |
| $350K to $1M | 42 |
| $1M to $2.5M | 20 |
| $2.5M or more | 6 |
- SBA lenders recorded 110 loans to pharmacies totaling $86.1M in California in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $480K, with the middle half between $250K and $950K. SBA FOIA,
- 101 were SBA 7(a) loans and 6 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.00% on 101 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 97 of the loans, credit unions 1, and non-banks 9. SBA FOIA,
- The five most active lenders made 41.8% of the loans. SBA FOIA,
- The three most active lenders were U.S. Bank National Association with 12, First Financial Bank with 10, and The Huntington National Bank with 9. SBA FOIA,
- 16 of the loans were under $150K, and 26 were $1M or more. SBA FOIA,
- 3 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 32 approvals of these loans dated in the 12 months to September 30, 2026, versus 44 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 13 of the 38 lenders are based in California. The rest are based elsewhere, most often in Florida, North Carolina and Ohio. SBA FOIA,
- The most common detailed industry in California was Pharmacies and Drug Retailers, with 107 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to pharmacies in California
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in California, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 44611 and 456110.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.