SBA by industry · CA
SBA lenders for gas stations and convenience stores in California
75 lenders made 434 SBA loans to gas stations and convenience stores in California in the 36 months ending September 30, 2026. Open Bank made the most, with 58. The typical loan was about $1.5M.
- Evidence
- SBA 7(a) and 504 loans to gas stations and convenience stores in California, NAICS 4471, 4571, 445131 and 44512
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 75
- SBA FOIA,
- SBA loans, 36 months
- 434
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $827M
- SBA FOIA,
- Last 12 months
- 171
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for gas stations and convenience stores in California, https://lender.report/sba-lenders-for/gas-stations-and-convenience/california/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Open Bank SBA 7(a) record | Bank | Los Angeles, CA | 58 | $117M | 53 | 5 | 23 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 38 | $109M | 37 | 1 | 12 |
| Commonwealth Business Bank SBA 7(a) record | Bank | Los Angeles, CA | 29 | $58.5M | 29 | 0 | 9 |
| East West Bank SBA 7(a) record | Bank | Pasadena, CA | 25 | $46.7M | 19 | 6 | 11 |
| Bank of Hope SBA 7(a) record | Bank | Los Angeles, CA | 25 | $41.9M | 25 | 0 | 15 |
| US Metro Bank SBA 7(a) record | Bank | Garden Grove, CA | 24 | $62.9M | 23 | 1 | 14 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 24 | $19.0M | 23 | 1 | 7 |
| PCB Bank SBA 7(a) record | Bank | Los Angeles, CA | 18 | $34.1M | 18 | 0 | 8 |
| Southwestern National Bank SBA 7(a) record | Bank | Houston, TX | 13 | $29.9M | 13 | 0 | 4 |
| American Continental Bank SBA 7(a) record | Bank | City Of Industry, CA | 12 | $14.4M | 12 | 0 | 5 |
| Plumas Bank SBA 7(a) record | Bank | Quincy, CA | 11 | $19.3M | 9 | 2 | 3 |
| Harvest Small Business Finance, LLC SBA 7(a) record | Non-bank | Laguna Hills, CA | 10 | $19.0M | 10 | 0 | 2 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 9 | $13.2M | 9 | 0 | 0 |
| Enterprise Bank & Trust SBA 7(a) record | Bank | Clayton, MO | 6 | $14.0M | 6 | 0 | 3 |
| Golden Bank, National Association SBA 504 record | Bank | Houston, TX | 5 | $13.7M | 0 | 5 | 0 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 5 | $9.41M | 3 | 2 | 1 |
| Redwood Credit Union SBA 7(a) record | Credit union | Santa Rosa, CA | 5 | $3.51M | 2 | 3 | 1 |
| Lendistry SBLC, LLC SBA 7(a) record | Non-bank | Los Angeles, CA | 5 | $1.30M | 5 | 0 | 2 |
| West Coast Community Bank SBA 7(a) record | Bank | Santa Cruz, CA | 4 | $8.42M | 3 | 1 | 0 |
| Tri Counties Bank SBA 504 record | Bank | Chico, CA | 4 | $8.40M | 0 | 4 | 0 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 4 | $7.93M | 3 | 1 | 2 |
| Port 51 Lending LLC SBA 7(a) record | Non-bank | New York, NY | 4 | $5.56M | 4 | 0 | 0 |
| United Business Bank SBA 7(a) record | Bank | Walnut Creek, CA | 4 | $5.36M | 2 | 2 | 1 |
| Cathay Bank SBA 7(a) record | Bank | Los Angeles, CA | 4 | $3.00M | 3 | 1 | 0 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 4 | $637K | 4 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Gasoline Stations with Convenience Stores | 312 |
| Convenience Retailers | 115 |
| Other Gasoline Stations | 7 |
| Loan size | Loans |
|---|---|
| Under $150K | 35 |
| $150K to $350K | 28 |
| $350K to $1M | 95 |
| $1M to $2.5M | 135 |
| $2.5M or more | 140 |
- SBA lenders recorded 434 loans to gas stations and convenience stores totaling $826.8M in California in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $1.5M, with the middle half between $630K and $2.9M. SBA FOIA,
- 371 were SBA 7(a) loans and 62 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 9.25% on 371 loans. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Banks and savings institutions made 394 of the loans, credit unions 6, and non-banks 32. SBA FOIA,
- The five most active lenders made 40.3% of the loans. SBA FOIA,
- The three most active lenders were Open Bank with 58, Celtic Bank with 38, and Commonwealth Business Bank with 29. SBA FOIA,
- 35 of the loans were under $150K, and 275 were $1M or more. SBA FOIA,
- 2 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 171 approvals of these loans dated in the 12 months to September 30, 2026, versus 166 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 42 of the 75 lenders are based in California. The rest are based elsewhere, most often in Texas, New York and Arizona. SBA FOIA,
- The most common detailed industry in California was Gasoline Stations with Convenience Stores, with 312 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to gas stations and convenience stores in California
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in California, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 4471, 4571, 445131 and 44512.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.