SBA by industry · NC
SBA lenders for manufacturers in North Carolina
70 lenders made 266 SBA loans to manufacturers in North Carolina in the 36 months ending September 30, 2026. Readycap Lending, LLC made the most, with 17. The typical loan was about $340K.
- Evidence
- SBA 7(a) and 504 loans to manufacturers in North Carolina, NAICS 31 to 33
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 70
- SBA FOIA,
- SBA loans, 36 months
- 266
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $211M
- SBA FOIA,
- Last 12 months
- 75
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for manufacturers in North Carolina, https://lender.report/sba-lenders-for/manufacturing/north-carolina/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 17 | $11.4M | 17 | 0 | 3 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 17 | $8.47M | 17 | 0 | 8 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 14 | $11.5M | 14 | 0 | 2 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 13 | $2.40M | 13 | 0 | 5 |
| First Community Bank SBA 7(a) record | Bank | Bluefield, VA | 12 | $4.24M | 12 | 0 | 4 |
| Pinnacle Bank SBA 7(a) record | Bank | Nashville, TN | 11 | $24.3M | 11 | 0 | 6 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 11 | $8.35M | 11 | 0 | 0 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 11 | $7.17M | 11 | 0 | 1 |
| TowneBank SBA 7(a) record | Bank | Portsmouth, VA | 10 | $10.9M | 9 | 1 | 2 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 8 | $8.18M | 8 | 0 | 2 |
| TD Bank, National Association SBA 7(a) record | Bank | Wilmington, DE | 8 | $2.17M | 8 | 0 | 0 |
| First-Citizens Bank & Trust Company SBA 7(a) record | Bank | Raleigh, NC | 7 | $9.22M | 6 | 1 | 0 |
| Bank of America, National Association SBA 7(a) record | Bank | Charlotte, NC | 7 | $3.41M | 7 | 0 | 1 |
| First National Bank of Pennsylvania SBA 7(a) record | Bank | Greenville, PA | 5 | $5.54M | 5 | 0 | 0 |
| First Bank SBA 7(a) record | Bank | Southern Pines, NC | 5 | $3.98M | 5 | 0 | 1 |
| HomeTrust Bank SBA 7(a) record | Bank | Asheville, NC | 5 | $3.34M | 5 | 0 | 1 |
| The Fidelity Bank SBA 7(a) record | Bank | Fuquay Varina, NC | 5 | $3.31M | 4 | 1 | 2 |
| SouthState Bank, National Association SBA 7(a) record | Bank | Winter Haven, FL | 5 | $2.81M | 5 | 0 | 1 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 5 | $1.97M | 5 | 0 | 1 |
| Regions Bank SBA 7(a) record | Bank | Birmingham, AL | 4 | $7.20M | 4 | 0 | 2 |
| Truist Bank SBA 7(a) record | Bank | Charlotte, NC | 4 | $3.07M | 3 | 1 | 0 |
| PNC Bank, National Association SBA 7(a) record | Bank | Wilmington, DE | 4 | $2.64M | 4 | 0 | 1 |
| Lendistry SBLC, LLC SBA 7(a) record | Non-bank | Los Angeles, CA | 4 | $580K | 4 | 0 | 1 |
| Gulf Coast Bank and Trust Company SBA 7(a) record | Bank | New Orleans, LA | 3 | $3.67M | 3 | 0 | 0 |
| Carolina Small Business Development Fund SBA 7(a) record | Non-bank | Raleigh, NC | 3 | $570K | 3 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Breweries | 17 |
| Commercial Printing (except Screen and Books) | 14 |
| Commercial Screen Printing | 11 |
| Machine Shops | 11 |
| All Other Miscellaneous Manufacturing | 10 |
| All Other Miscellaneous Fabricated Metal Product Manufacturing | 9 |
| All Other Miscellaneous Food Manufacturing | 9 |
| Sign Manufacturing | 7 |
| Wood Kitchen Cabinet and Countertop Manufacturing | 6 |
| Commercial Bakeries | 5 |
| Loan size | Loans |
|---|---|
| Under $150K | 74 |
| $150K to $350K | 60 |
| $350K to $1M | 68 |
| $1M to $2.5M | 39 |
| $2.5M or more | 25 |
- SBA lenders recorded 266 loans to manufacturers totaling $210.9M in North Carolina in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $340K, with the middle half between $110K and $940K. SBA FOIA,
- 258 were SBA 7(a) loans and 8 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.25% on 258 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 224 of the loans, credit unions 6, and non-banks 36. SBA FOIA,
- The five most active lenders made 27.4% of the loans. SBA FOIA,
- The three most active lenders were Newtek Bank, National Association with 17, Readycap Lending, LLC with 17, and Live Oak Banking Company with 14. SBA FOIA,
- 74 of the loans were under $150K, and 64 were $1M or more. SBA FOIA,
- The SBA file shows 75 approvals of these loans dated in the 12 months to September 30, 2026, versus 100 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 17 of the 70 lenders are based in North Carolina. The rest are based elsewhere, most often in Ohio, Virginia and Florida. SBA FOIA,
- The most common detailed industry in North Carolina was Breweries, with 17 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to manufacturers in North Carolina
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in North Carolina, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 31 to 33.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.