SBA by industry · NC

SBA lenders for professional services firms in North Carolina

64 lenders made 397 SBA loans to professional services firms in North Carolina in the 36 months ending September 30, 2026. Northeast Bank made the most, with 40. The typical loan was about $200K.

Evidence
SBA 7(a) and 504 loans to professional services firms in North Carolina, NAICS 54, excluding veterinary
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
64
SBA FOIA,
SBA loans, 36 months
397
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$194M
SBA FOIA,
Last 12 months
100
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for professional services firms in North Carolina, https://lender.report/sba-lenders-for/professional-services/north-carolina/, data as of September 30, 2026.

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SBA lenders for professional services firms in North Carolina. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 64.
LenderKindBased inLoansDollars7(a)504Last 12 months
Northeast Bank SBA 7(a) recordBankPortland, ME40$4.87M40010
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL38$10.7M38018
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC37$36.9M37015
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ29$6.06M2905
The Huntington National Bank SBA 7(a) recordBankColumbus, OH20$8.20M2003
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD19$2.46M1901
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH18$7.78M1713
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL17$3.10M1701
TD Bank, National Association SBA 7(a) recordBankWilmington, DE17$2.65M1612
Bank of America, National Association SBA 7(a) recordBankCharlotte, NC16$7.31M1422
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH12$2.13M1202
TowneBank SBA 7(a) recordBankPortsmouth, VA10$17.4M551
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH9$4.48M903
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA8$1.11M801
The Fidelity Bank SBA 7(a) recordBankFuquay Varina, NC7$5.89M705
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT7$850K702
First-Citizens Bank & Trust Company SBA 7(a) recordBankRaleigh, NC6$2.69M605
SmartBiz Bank, National Association SBA 7(a) recordBankNorthbrook, IL5$1.33M503
Meridian Bank SBA 7(a) recordBankWayne, PA4$6.67M402
Pinnacle Bank SBA 7(a) recordBankNashville, TN4$4.97M401
Capital Bank, National Association SBA 7(a) recordBankRockville, MD4$1.45M401
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO4$600K400
Pathward, National Association SBA 7(a) recordBankSioux Falls, SD3$8.90M301
CIBC Bank USA SBA 7(a) recordBankChicago, IL3$4.55M210
Bank of Oak Ridge SBA 7(a) recordBankOak Ridge, NC3$3.50M301
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in North Carolina
IndustryLoans
Other Accounting Services35
All Other Professional, Scientific, and Technical Services34
Administrative Management and General Management Consulting Services33
Offices of Certified Public Accountants33
Offices of Lawyers28
Computer Systems Design Services21
Other Computer Related Services21
Tax Preparation Services20
Marketing Consulting Services19
Engineering Services14
SBA FOIA,
SBA loans for professional services firms in North Carolina, by size
Loan sizeLoans
Under $150K145
$150K to $350K102
$350K to $1M101
$1M to $2.5M32
$2.5M or more17
SBA FOIA,
  • SBA lenders recorded 397 loans to professional services firms totaling $194.3M in North Carolina in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $200K, with the middle half between $75K and $500K. SBA FOIA,
  • 385 were SBA 7(a) loans and 12 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.50% on 385 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 349 of the loans, credit unions 4, and non-banks 44. SBA FOIA,
  • The five most active lenders made 41.3% of the loans. SBA FOIA,
  • The three most active lenders were Northeast Bank with 40, Newtek Bank, National Association with 38, and Live Oak Banking Company with 37. SBA FOIA,
  • 145 of the loans were under $150K, and 49 were $1M or more. SBA FOIA,
  • The SBA file shows 100 approvals of these loans dated in the 12 months to September 30, 2026, versus 165 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 13 of the 64 lenders are based in North Carolina. The rest are based elsewhere, most often in Ohio, California and Florida. SBA FOIA,
  • The most common detailed industry in North Carolina was Other Accounting Services, with 35 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to professional services firms in North Carolina
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in North Carolina, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 54, excluding veterinary.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.