SBA by NAICS · 459991
SBA lenders for NAICS 459991: Tobacco, Electronic Cigarette, and Other Smoking Supplies Retailers
55 lenders made 146 SBA loans to businesses in NAICS 459991, Tobacco, Electronic Cigarette, and Other Smoking Supplies Retailers, in the 36 months ending September 30, 2026, $45.8M in all. Manufacturers and Traders Trust Company made the most, with 13. The typical loan was about $150K.
- Evidence
- SBA 7(a) and 504 loans in NAICS 459991
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 55
- SBA FOIA,
- SBA loans, 36 months
- 146
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $45.8M
- SBA FOIA,
- Typical loan
- $150K
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for NAICS 459991: Tobacco, Electronic Cigarette, and Other Smoking Supplies Retailers, https://lender.report/sba-lenders-for/naics/459991/, data as of September 30, 2026.
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See which lenders made SBA loans to businesses in NAICS 459991, at your size and in your state. No account and no form.
Show SBA loans to businesses in NAICS 459991On this list? Find your page
| Lender | Kind | Based in | Loans | Dollars | Last 12 months |
|---|---|---|---|---|---|
| Manufacturers and Traders Trust Company SBA 7(a) record | Bank | Buffalo, NY | 13 | $661K | 1 |
| Financial Resources Credit Union SBA 7(a) record | Credit union | Branchburg, NJ | 7 | $5.17M | 1 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 7 | $1.08M | 2 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 7 | $254K | 1 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 6 | $730K | 0 |
| Harvest Small Business Finance, LLC SBA 7(a) record | Non-bank | Laguna Hills, CA | 5 | $2.61M | 2 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 5 | $500K | 1 |
| East West Bank SBA 7(a) record | Bank | Pasadena, CA | 4 | $1.59M | 2 |
| Fifth Third Bank, National Association SBA 7(a) record | Bank | Cincinnati, OH | 3 | $1.11M | 1 |
| Open Bank SBA 7(a) record | Bank | Los Angeles, CA | 2 | $1.38M | 1 |
| First Commonwealth Bank SBA 7(a) record | Bank | Indiana, PA | 2 | $710K | 0 |
| Summit State Bank SBA 7(a) record | Bank | Santa Rosa, CA | 2 | $640K | 0 |
| Hanmi Bank SBA 7(a) record | Bank | Los Angeles, CA | 2 | $540K | 0 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 2 | $400K | 1 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 2 | $300K | 1 |
| Northwest Bank SBA 7(a) record | Savings | Warren, PA | 2 | $275K | 0 |
| TD Bank, National Association SBA 7(a) record | Bank | Wilmington, DE | 2 | $250K | 0 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 2 | $238K | 0 |
| KeyBank National Association SBA 7(a) record | Bank | Cleveland, OH | 2 | $40.0K | 0 |
| WaFd Bank SBA 7(a) record | Bank | Seattle, WA | 2 | $31.0K | 2 |
| First State Bank SBA 7(a) record | Bank | Shallowater, TX | 1 | $3.60M | 0 |
| Bank of Hope SBA 7(a) record | Bank | Los Angeles, CA | 1 | $1.20M | 1 |
| US Metro Bank SBA 7(a) record | Bank | Garden Grove, CA | 1 | $1.10M | 1 |
| Magyar Bank SBA 7(a) record | Savings | New Brunswick, NJ | 1 | $1.00M | 0 |
| TowneBank SBA 7(a) record | Bank | Portsmouth, VA | 1 | $1.00M | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| State | Loans | Dollars |
|---|---|---|
| Pennsylvania | 17 | $7.07M |
| Washington | 16 | $4.61M |
| California | 14 | $4.38M |
| Ohio | 10 | $1.56M |
| Texas | 10 | $8.11M |
| Florida | 9 | $1.95M |
| Michigan | 8 | $2.37M |
| Illinois | 7 | $1.42M |
| Massachusetts | 6 | $870K |
| Maryland | 6 | $371K |
| Arizona | 5 | $473K |
| New Jersey | 3 | $1.30M |
| New York | 3 | $570K |
| Loan size | Loans |
|---|---|
| Under $150K | 54 |
| $150K to $350K | 23 |
| $350K to $1M | 30 |
| $1M to $2.5M | 6 |
| $2.5M or more | 1 |
- SBA lenders recorded 146 loans to businesses in NAICS 459991 totaling $45.8M nationwide in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $150K, with the middle half between $50K and $400K. SBA FOIA,
- 145 were SBA 7(a) loans and 1 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.25% on 114 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 88 of the loans, credit unions 11, and non-banks 15. SBA FOIA,
- The five most active lenders made 27.4% of the loans. SBA FOIA,
- The three most active lenders were Manufacturers and Traders Trust Company with 13, Financial Resources Credit Union with 7, and The Huntington National Bank with 7. SBA FOIA,
- 54 of the loans were under $150K, and 7 were $1M or more. SBA FOIA,
- 32 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 35 approvals of these loans dated in the 12 months to September 30, 2026, versus 53 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- Pennsylvania (17), Washington (16), California (14) recorded the most of these loans. SBA FOIA,
- NAICS 459991 is Tobacco, Electronic Cigarette, and Other Smoking Supplies Retailers, in the Retail Trade sector. SBA FOIA,
- The lenders are based most often in California, Ohio and Texas. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to businesses in NAICS 459991, Tobacco, Electronic Cigarette, and Other Smoking Supplies Retailers
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens dated in the 36 months ending September 30, 2026 and not cancelled whose NAICS code the SBA file shows as 459991, at 6 digits.
- Order
- Largest first by loans nationally, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
A 6-digit code is printed only where the SBA file holds 5 or more loans of that program in that state, so loans the file shows only as a 2-digit sector are not counted here. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.