SBA by industry · KS
SBA lenders for retail stores in Kansas
47 lenders made 119 SBA loans to retail stores in Kansas in the 36 months ending September 30, 2026. Oakstar Bank made the most, with 10. The typical loan was about $250K.
- Evidence
- SBA 7(a) and 504 loans to retail stores in Kansas, NAICS 44 and 45, excluding gas, convenience and pharmacy
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 47
- SBA FOIA,
- SBA loans, 36 months
- 119
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $67.5M
- SBA FOIA,
- Last 12 months
- 34
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for retail stores in Kansas, https://lender.report/sba-lenders-for/retail/kansas/, data as of September 30, 2026.
Describe a deal in Kansas
See which lenders made SBA loans to retail stores, at your size and in your state. No account and no form.
Show SBA loans to retail stores in KansasOn this list? Find your page
| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Oakstar Bank SBA 7(a) record | Bank | Springfield, MO | 10 | $14.1M | 10 | 0 | 8 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 8 | $1.44M | 8 | 0 | 3 |
| Emprise Bank SBA 7(a) record | Bank | Wichita, KS | 7 | $2.36M | 6 | 1 | 2 |
| Community National Bank & Trust SBA 7(a) record | Bank | Chanute, KS | 6 | $4.04M | 5 | 1 | 1 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 6 | $1.55M | 6 | 0 | 1 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 6 | $1.33M | 6 | 0 | 0 |
| United Midwest Savings Bank, National Association SBA 7(a) record | Bank | Degraff, OH | 6 | $630K | 6 | 0 | 1 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 4 | $980K | 4 | 0 | 0 |
| Bank of Hays SBA 7(a) record | Bank | Hays, KS | 4 | $493K | 4 | 0 | 2 |
| First State Bank and Trust SBA 7(a) record | Bank | Tonganoxie, KS | 4 | $485K | 4 | 0 | 0 |
| The Bank SBA 7(a) record | Bank | Oberlin, KS | 4 | $245K | 4 | 0 | 0 |
| Busey Bank SBA 7(a) record | Bank | Champaign, IL | 3 | $4.45M | 2 | 1 | 0 |
| Academy Bank, National Association SBA 7(a) record | Bank | Kansas City, MO | 3 | $3.65M | 3 | 0 | 2 |
| Communityamerica Credit Union SBA 7(a) record | Credit union | Lenexa, KS | 3 | $1.33M | 3 | 0 | 0 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 3 | $360K | 3 | 0 | 0 |
| The Lyon County State Bank SBA 7(a) record | Bank | Emporia, KS | 3 | $83.0K | 3 | 0 | 2 |
| NBH Bank SBA 7(a) record | Bank | Greenwood Village, CO | 2 | $2.70M | 2 | 0 | 1 |
| First Bank of the Lake SBA 7(a) record | Bank | Osage Beach, MO | 2 | $1.94M | 2 | 0 | 2 |
| Enterprise Bank & Trust SBA 7(a) record | Bank | Clayton, MO | 2 | $1.44M | 2 | 0 | 1 |
| Landmark National Bank SBA 7(a) record | Bank | Manhattan, KS | 2 | $1.30M | 2 | 0 | 0 |
| Arvest Bank SBA 7(a) record | Bank | Fayetteville, AR | 2 | $860K | 2 | 0 | 0 |
| The Central Trust Bank SBA 504 record | Bank | Jefferson City, MO | 2 | $760K | 0 | 2 | 0 |
| Intrust Bank, National Association SBA 7(a) record | Bank | Wichita, KS | 2 | $720K | 2 | 0 | 1 |
| Equity Bank SBA 7(a) record | Bank | Andover, KS | 2 | $634K | 2 | 0 | 1 |
| KCB Bank | Bank | Lakin, KS | 2 | $480K | 2 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Beer, Wine, and Liquor Retailers | 15 |
| All Other Miscellaneous Retailers | 9 |
| Clothing and Clothing Accessories Retailers | 8 |
| Sporting Goods Retailers | 7 |
| Florists | 5 |
| Furniture Retailers | 5 |
| Hardware Retailers | 5 |
| Hobby, Toy, and Game Retailers | 5 |
| Jewelry Retailers | 5 |
| Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 5 |
| Loan size | Loans |
|---|---|
| Under $150K | 47 |
| $150K to $350K | 25 |
| $350K to $1M | 33 |
| $1M to $2.5M | 15 |
| $2.5M or more | 3 |
- SBA lenders recorded 119 loans to retail stores totaling $67.5M in Kansas in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $250K, with the middle half between $70K and $680K. SBA FOIA,
- 116 were SBA 7(a) loans and 7 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 9.25% on 116 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 111 of the loans, credit unions 3, and non-banks 9. SBA FOIA,
- The five most active lenders made 31.1% of the loans. SBA FOIA,
- The three most active lenders were Oakstar Bank with 10, U.S. Bank National Association with 8, and Emprise Bank with 7. SBA FOIA,
- 47 of the loans were under $150K, and 18 were $1M or more. SBA FOIA,
- The SBA file shows 34 approvals of these loans dated in the 12 months to September 30, 2026, versus 48 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 18 of the 47 lenders are based in Kansas. The rest are based elsewhere, most often in Missouri, Ohio and California. SBA FOIA,
- The most common detailed industry in Kansas was Beer, Wine, and Liquor Retailers, with 15 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to retail stores in Kansas
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Kansas, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 44 and 45, excluding gas, convenience and pharmacy.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.