SBA by industry · KS
SBA lenders for construction trades in Kansas
44 lenders made 151 SBA loans to construction trades in Kansas in the 36 months ending September 30, 2026. U.S. Bank National Association made the most, with 17. The typical loan was about $170K.
- Evidence
- SBA 7(a) and 504 loans to construction trades in Kansas, NAICS 23
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 44
- SBA FOIA,
- SBA loans, 36 months
- 151
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $58.4M
- SBA FOIA,
- Last 12 months
- 44
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for construction trades in Kansas, https://lender.report/sba-lenders-for/construction-trades/kansas/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 17 | $1.84M | 17 | 0 | 3 |
| Emprise Bank SBA 7(a) record | Bank | Wichita, KS | 14 | $5.24M | 14 | 0 | 5 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 10 | $1.38M | 10 | 0 | 2 |
| Bank of Hays SBA 7(a) record | Bank | Hays, KS | 7 | $1.66M | 7 | 0 | 2 |
| Intrust Bank, National Association SBA 7(a) record | Bank | Wichita, KS | 6 | $1.36M | 6 | 0 | 2 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 6 | $1.30M | 6 | 0 | 4 |
| United Midwest Savings Bank, National Association SBA 7(a) record | Bank | Degraff, OH | 6 | $1.05M | 6 | 0 | 2 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 6 | $810K | 6 | 0 | 0 |
| Commerce Bank SBA 7(a) record | Bank | Kansas City, MO | 6 | $575K | 6 | 0 | 2 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 5 | $6.80M | 5 | 0 | 2 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 5 | $4.01M | 5 | 0 | 4 |
| Communityamerica Credit Union SBA 7(a) record | Credit union | Lenexa, KS | 4 | $2.59M | 4 | 0 | 2 |
| NBH Bank SBA 7(a) record | Bank | Greenwood Village, CO | 4 | $1.53M | 4 | 0 | 0 |
| First Bank of the Lake SBA 7(a) record | Bank | Osage Beach, MO | 4 | $725K | 4 | 0 | 0 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 4 | $600K | 4 | 0 | 1 |
| Dream First Bank, National Association SBA 7(a) record | Bank | Syracuse, KS | 3 | $5.18M | 3 | 0 | 0 |
| Oakstar Bank SBA 7(a) record | Bank | Springfield, MO | 3 | $3.45M | 3 | 0 | 1 |
| Fidelity Bank, National Association SBA 7(a) record | Bank | Wichita, KS | 3 | $3.00M | 2 | 1 | 0 |
| Community National Bank & Trust SBA 7(a) record | Bank | Chanute, KS | 3 | $300K | 3 | 0 | 2 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 3 | $150K | 3 | 0 | 1 |
| First Interstate Bank SBA 7(a) record | Bank | Billings, MT | 3 | $124K | 3 | 0 | 0 |
| First Heritage Bank SBA 7(a) record | Bank | Centralia, KS | 2 | $1.18M | 2 | 0 | 1 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 2 | $880K | 2 | 0 | 1 |
| Kendall Bank SBA 7(a) record | Bank | Overland Park, KS | 2 | $820K | 2 | 0 | 0 |
| Equity Bank SBA 7(a) record | Bank | Andover, KS | 2 | $350K | 2 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Plumbing, Heating, and Air-Conditioning Contractors | 22 |
| Residential Remodelers | 22 |
| All Other Specialty Trade Contractors | 20 |
| Electrical Contractors and Other Wiring Installation Contractors | 16 |
| Painting and Wall Covering Contractors | 8 |
| Finish Carpentry Contractors | 7 |
| Other Building Finishing Contractors | 7 |
| Site Preparation Contractors | 7 |
| Industrial Building Construction | 6 |
| Poured Concrete Foundation and Structure Contractors | 6 |
| Loan size | Loans |
|---|---|
| Under $150K | 52 |
| $150K to $350K | 52 |
| $350K to $1M | 31 |
| $1M to $2.5M | 13 |
| $2.5M or more | 3 |
- SBA lenders recorded 151 loans to construction trades totaling $58.4M in Kansas in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $170K, with the middle half between $85K and $430K. SBA FOIA,
- 149 were SBA 7(a) loans and 2 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.00% on 149 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 140 of the loans, credit unions 6, and non-banks 4. SBA FOIA,
- The five most active lenders made 35.8% of the loans. SBA FOIA,
- The three most active lenders were U.S. Bank National Association with 17, Emprise Bank with 14, and Northeast Bank with 10. SBA FOIA,
- 52 of the loans were under $150K, and 16 were $1M or more. SBA FOIA,
- 1 of these loans was made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 44 approvals of these loans dated in the 12 months to September 30, 2026, versus 51 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 15 of the 44 lenders are based in Kansas. The rest are based elsewhere, most often in Missouri, North Carolina and Ohio. SBA FOIA,
- The most common detailed industry in Kansas was Plumbing, Heating, and Air-Conditioning Contractors, with 22 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to construction trades in Kansas
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Kansas, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 23.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.