SBA by industry · SC

SBA lenders for retail stores in South Carolina

57 lenders made 201 SBA loans to retail stores in South Carolina in the 36 months ending September 30, 2026. TD Bank, National Association made the most, with 32. The typical loan was about $280K.

Evidence
SBA 7(a) and 504 loans to retail stores in South Carolina, NAICS 44 and 45, excluding gas, convenience and pharmacy
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
57
SBA FOIA,
SBA loans, 36 months
201
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$114M
SBA FOIA,
Last 12 months
62
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for retail stores in South Carolina, https://lender.report/sba-lenders-for/retail/south-carolina/, data as of September 30, 2026.

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SBA lenders for retail stores in South Carolina. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 57.
LenderKindBased inLoansDollars7(a)504Last 12 months
TD Bank, National Association SBA 7(a) recordBankWilmington, DE32$8.55M3118
The Huntington National Bank SBA 7(a) recordBankColumbus, OH19$6.42M1906
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC11$8.15M1106
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL11$2.73M1105
Pinnacle Bank SBA 7(a) recordBankNashville, TN8$4.29M712
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD8$3.54M802
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH8$1.25M803
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ8$443K802
Northeast Bank SBA 7(a) recordBankPortland, ME7$1.06M701
Citizens Bank SBA 7(a) recordBankElizabethton, TN6$4.28M601
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT6$1.44M600
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL6$1.00M600
First Bank SBA 7(a) recordBankSouthern Pines, NC5$5.69M501
SouthState Bank, National Association SBA 7(a) recordBankWinter Haven, FL5$2.63M501
First-Citizens Bank & Trust Company SBA 7(a) recordBankRaleigh, NC4$6.17M403
United Community Bank SBA 7(a) recordBankGreenville, SC4$4.77M402
HomeTrust Bank SBA 7(a) recordBankAsheville, NC4$4.05M402
Countybank SBA 7(a) recordBankGreenwood, SC4$1.32M400
Truliant Credit Union SBA 7(a) recordCredit unionWinston Salem, NC3$4.90M300
Pathward, National Association SBA 7(a) recordBankSioux Falls, SD3$1.31M300
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA3$680K301
Bank of America, National Association SBA 7(a) recordBankCharlotte, NC2$3.65M200
TowneBank SBA 7(a) recordBankPortsmouth, VA2$3.14M110
Platinum Bank SBA 7(a) recordBankOakdale, MN2$670K200
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH2$240K200
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in South Carolina
IndustryLoans
Clothing and Clothing Accessories Retailers19
Beer, Wine, and Liquor Retailers15
Sporting Goods Retailers11
Furniture Retailers9
All Other Home Furnishings Retailers8
All Other Miscellaneous Retailers8
Vending Machine Operators8
Hobby, Toy, and Game Retailers7
Nursery, Garden Center, and Farm Supply Retailers7
Other Building Material Dealers7
SBA FOIA,
SBA loans for retail stores in South Carolina, by size
Loan sizeLoans
Under $150K70
$150K to $350K43
$350K to $1M60
$1M to $2.5M23
$2.5M or more11
SBA FOIA,
  • SBA lenders recorded 201 loans to retail stores totaling $114M in South Carolina in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $280K, with the middle half between $100K and $650K. SBA FOIA,
  • 200 were SBA 7(a) loans and 7 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.25% on 200 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 187 of the loans, credit unions 3, and non-banks 16. SBA FOIA,
  • The five most active lenders made 40.3% of the loans. SBA FOIA,
  • The three most active lenders were TD Bank, National Association with 32, The Huntington National Bank with 19, and Live Oak Banking Company with 11. SBA FOIA,
  • 70 of the loans were under $150K, and 34 were $1M or more. SBA FOIA,
  • The SBA file shows 62 approvals of these loans dated in the 12 months to September 30, 2026, versus 79 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 9 of the 57 lenders are based in South Carolina. The rest are based elsewhere, most often in North Carolina, Ohio and California. SBA FOIA,
  • The most common detailed industry in South Carolina was Clothing and Clothing Accessories Retailers, with 19 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to retail stores in South Carolina
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in South Carolina, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 44 and 45, excluding gas, convenience and pharmacy.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.