SBA by industry · SC

SBA lenders for construction trades in South Carolina

48 lenders made 272 SBA loans to construction trades in South Carolina in the 36 months ending September 30, 2026. TD Bank, National Association made the most, with 67. The typical loan was about $180K.

Evidence
SBA 7(a) and 504 loans to construction trades in South Carolina, NAICS 23
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
48
SBA FOIA,
SBA loans, 36 months
272
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$114M
SBA FOIA,
Last 12 months
74
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for construction trades in South Carolina, https://lender.report/sba-lenders-for/construction-trades/south-carolina/, data as of September 30, 2026.

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SBA lenders for construction trades in South Carolina. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 48.
LenderKindBased inLoansDollars7(a)504Last 12 months
TD Bank, National Association SBA 7(a) recordBankWilmington, DE67$11.6M67019
The Huntington National Bank SBA 7(a) recordBankColumbus, OH18$12.5M1804
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD18$3.06M1802
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ16$2.79M1602
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH14$2.83M1403
Northeast Bank SBA 7(a) recordBankPortland, ME13$2.56M1304
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL12$2.28M1200
Pinnacle Bank SBA 7(a) recordBankNashville, TN11$9.08M1101
First-Citizens Bank & Trust Company SBA 7(a) recordBankRaleigh, NC10$14.8M1004
SouthState Bank, National Association SBA 7(a) recordBankWinter Haven, FL8$3.12M801
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA8$1.90M802
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL7$2.05M705
The Fidelity Bank SBA 7(a) recordBankFuquay Varina, NC5$3.52M500
Bank of America, National Association SBA 7(a) recordBankCharlotte, NC5$2.61M410
SmartBiz Bank, National Association SBA 7(a) recordBankNorthbrook, IL5$800K503
Countybank SBA 7(a) recordBankGreenwood, SC4$1.69M402
First Internet Bank of Indiana SBA 7(a) recordBankFishers, IN3$3.98M302
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO3$3.60M302
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC3$1.46M301
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH3$1.15M300
Citizens Bank SBA 7(a) recordBankElizabethton, TN3$1.01M301
Magnifi Financial Credit Union SBA 7(a) recordCredit unionMelrose, MN3$630K300
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT3$420K301
First Community Bank SBA 7(a) recordBankLexington, SC2$5.10M202
TowneBank SBA 7(a) recordBankPortsmouth, VA2$1.60M202
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in South Carolina
IndustryLoans
Residential Remodelers50
Plumbing, Heating, and Air-Conditioning Contractors37
All Other Specialty Trade Contractors36
Electrical Contractors and Other Wiring Installation Contractors26
New Single-Family Housing Construction (except For-Sale Builders)22
Flooring Contractors12
Painting and Wall Covering Contractors12
Commercial and Institutional Building Construction10
Roofing Contractors10
Other Building Finishing Contractors9
SBA FOIA,
SBA loans for construction trades in South Carolina, by size
Loan sizeLoans
Under $150K95
$150K to $350K91
$350K to $1M57
$1M to $2.5M21
$2.5M or more8
SBA FOIA,
  • SBA lenders recorded 272 loans to construction trades totaling $113.8M in South Carolina in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $180K, with the middle half between $80K and $400K. SBA FOIA,
  • 270 were SBA 7(a) loans and 2 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.50% on 270 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 241 of the loans, credit unions 4, and non-banks 26. SBA FOIA,
  • The five most active lenders made 48.9% of the loans. SBA FOIA,
  • The three most active lenders were TD Bank, National Association with 67, The Huntington National Bank with 18, and Wells Fargo Bank, National Association with 18. SBA FOIA,
  • 95 of the loans were under $150K, and 29 were $1M or more. SBA FOIA,
  • 1 of these loans was made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 74 approvals of these loans dated in the 12 months to September 30, 2026, versus 105 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 6 of the 48 lenders are based in South Carolina. The rest are based elsewhere, most often in North Carolina, Florida and Ohio. SBA FOIA,
  • The most common detailed industry in South Carolina was Residential Remodelers, with 50 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to construction trades in South Carolina
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in South Carolina, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 23.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.