SBA by industry · NJ

SBA lenders for auto repair shops in New Jersey

43 lenders made 146 SBA loans to auto repair shops in New Jersey in the 36 months ending September 30, 2026. TD Bank, National Association made the most, with 44. The typical loan was about $200K.

Evidence
SBA 7(a) and 504 loans to auto repair shops in New Jersey, NAICS 8111, excluding car washes
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
43
SBA FOIA,
SBA loans, 36 months
146
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$65.2M
SBA FOIA,
Last 12 months
42
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for auto repair shops in New Jersey, https://lender.report/sba-lenders-for/auto-repair/new-jersey/, data as of September 30, 2026.

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SBA lenders for auto repair shops in New Jersey. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 43.
LenderKindBased inLoansDollars7(a)504Last 12 months
TD Bank, National Association SBA 7(a) recordBankWilmington, DE44$10.1M4408
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY16$1.95M1606
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC6$2.29M606
The Huntington National Bank SBA 7(a) recordBankColumbus, OH6$1.95M600
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ6$1.30M601
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT5$1.08M502
PNC Bank, National Association SBA 7(a) recordBankWilmington, DE4$510K400
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL4$500K400
ConnectOne Bank SBA 7(a) recordBankEnglewood Cliffs, NJ3$2.15M301
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH3$800K300
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL3$350K300
Northeast Bank SBA 7(a) recordBankPortland, ME3$320K300
Unity Bank SBA 7(a) recordBankClinton, NJ2$5.50M202
First Bank SBA 7(a) recordBankHamilton, NJ2$3.20M201
Harvest Small Business Finance, LLC SBA 7(a) recordNon-bankLaguna Hills, CA2$1.75M200
Beacon Bank and Trust SBA 7(a) recordBankBoston, MA2$1.48M200
Customers Bank SBA 7(a) recordBankMalvern, PA2$990K202
Capital One, National Association SBA 7(a) recordBankMclean, VA2$900K202
Trenton Business Assistance Corporation SBA 7(a) recordNon-bankPrinceton, NJ2$320K201
The Bancorp Bank, National Association SBA 7(a) recordBankSioux Falls, SD1$3.80M101
New Millennium Bank SBA 7(a) recordBankFort Lee, NJ1$2.40M101
Lafayette Square SBLC, LLC SBA 7(a) recordNon-bankMiami, FL1$2.30M101
Firstrust Savings Bank SBA 7(a) recordSavingsConshohocken, PA1$2.20M101
FinWise Bank SBA 7(a) recordBankMurray, UT1$1.50M100
Columbia Bank SBA 7(a) recordSavingsFair Lawn, NJ1$1.40M100
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in New Jersey
IndustryLoans
General Automotive Repair81
Automotive Body, Paint, and Interior Repair and Maintenance34
All Other Automotive Repair and Maintenance15
Automotive Glass Replacement Shops11
Specialized Automotive Repair3
Automotive Oil Change and Lubrication Shops1
SBA FOIA,
SBA loans for auto repair shops in New Jersey, by size
Loan sizeLoans
Under $150K60
$150K to $350K33
$350K to $1M30
$1M to $2.5M15
$2.5M or more3
SBA FOIA,
  • SBA lenders recorded 146 loans to auto repair shops totaling $65.2M in New Jersey in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $200K, with the middle half between $50K and $500K. SBA FOIA,
  • 141 were SBA 7(a) loans and 0 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.50% on 141 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 129 of the loans, credit unions 1, and non-banks 11. SBA FOIA,
  • The five most active lenders made 53.4% of the loans. SBA FOIA,
  • The three most active lenders were TD Bank, National Association with 44, Manufacturers and Traders Trust Company with 16, and Live Oak Banking Company with 6. SBA FOIA,
  • 60 of the loans were under $150K, and 18 were $1M or more. SBA FOIA,
  • 5 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 42 approvals of these loans dated in the 12 months to September 30, 2026, versus 51 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 10 of the 43 lenders are based in New Jersey. The rest are based elsewhere, most often in Pennsylvania, California and Florida. SBA FOIA,
  • The most common detailed industry in New Jersey was General Automotive Repair, with 81 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to auto repair shops in New Jersey
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in New Jersey, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 8111, excluding car washes.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.