SBA by industry · TX

SBA lenders for auto repair shops in Texas

107 lenders made 399 SBA loans to auto repair shops in Texas in the 36 months ending September 30, 2026. Live Oak Banking Company made the most, with 34. The typical loan was about $350K.

Evidence
SBA 7(a) and 504 loans to auto repair shops in Texas, NAICS 8111, excluding car washes
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
107
SBA FOIA,
SBA loans, 36 months
399
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$278M
SBA FOIA,
Last 12 months
125
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for auto repair shops in Texas, https://lender.report/sba-lenders-for/auto-repair/texas/, data as of September 30, 2026.

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SBA lenders for auto repair shops in Texas. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 107.
LenderKindBased inLoansDollars7(a)504Last 12 months
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC34$35.4M3405
The Huntington National Bank SBA 7(a) recordBankColumbus, OH30$27.9M3007
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL24$9.44M2409
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH19$8.73M1902
Northeast Bank SBA 7(a) recordBankPortland, ME19$2.62M1907
Zions Bancorporation, N.A. SBA 7(a) recordBankSalt Lake City, UT17$4.04M1709
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ13$5.50M1304
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL12$1.71M1200
T Bank, National Association SBA 7(a) recordBankDallas, TX10$14.6M1003
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO8$4.84M802
VelocitySBA, LLC SBA 7(a) recordNon-bankIrving, TX7$11.7M704
PlainsCapital Bank SBA 7(a) recordBankUniversity Park, TX7$3.65M703
Cornerstone Capital Bank, SSB SBA 7(a) recordSavingsHouston, TX6$5.40M422
SouthState Bank, National Association SBA 7(a) recordBankWinter Haven, FL6$3.29M600
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA6$2.21M602
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH6$940K603
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT6$565K601
American Momentum Bank SBA 7(a) recordBankCollege Station, TX5$6.65M500
Regions Bank SBA 7(a) recordBankBirmingham, AL5$6.51M503
First Internet Bank of Indiana SBA 7(a) recordBankFishers, IN5$5.88M502
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH5$4.59M501
Bank of America, National Association SBA 7(a) recordBankCharlotte, NC5$2.43M412
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD5$2.21M501
First United Bank and Trust Company SBA 7(a) recordBankDurant, OK4$7.46M400
First Merchants Bank SBA 7(a) recordBankMuncie, IN4$3.67M401
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in Texas
IndustryLoans
General Automotive Repair220
Automotive Body, Paint, and Interior Repair and Maintenance88
All Other Automotive Repair and Maintenance27
Automotive Glass Replacement Shops26
Automotive Oil Change and Lubrication Shops21
Specialized Automotive Repair16
SBA FOIA,
SBA loans for auto repair shops in Texas, by size
Loan sizeLoans
Under $150K88
$150K to $350K107
$350K to $1M109
$1M to $2.5M71
$2.5M or more22
SBA FOIA,
  • SBA lenders recorded 399 loans to auto repair shops totaling $278.4M in Texas in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $350K, with the middle half between $150K and $940K. SBA FOIA,
  • 384 were SBA 7(a) loans and 13 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.00% on 384 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 351 of the loans, credit unions 6, and non-banks 39. SBA FOIA,
  • The five most active lenders made 31.6% of the loans. SBA FOIA,
  • The three most active lenders were Live Oak Banking Company with 34, The Huntington National Bank with 30, and Newtek Bank, National Association with 24. SBA FOIA,
  • 88 of the loans were under $150K, and 93 were $1M or more. SBA FOIA,
  • 3 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 125 approvals of these loans dated in the 12 months to September 30, 2026, versus 150 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 38 of the 107 lenders are based in Texas. The rest are based elsewhere, most often in California, Florida and Georgia. SBA FOIA,
  • The most common detailed industry in Texas was General Automotive Repair, with 220 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to auto repair shops in Texas
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Texas, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 8111, excluding car washes.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.