SBA by industry · NY

SBA lenders for auto repair shops in New York

47 lenders made 232 SBA loans to auto repair shops in New York in the 36 months ending September 30, 2026. Manufacturers and Traders Trust Company made the most, with 66. The typical loan was about $100K.

Evidence
SBA 7(a) and 504 loans to auto repair shops in New York, NAICS 8111, excluding car washes
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
47
SBA FOIA,
SBA loans, 36 months
232
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$83.3M
SBA FOIA,
Last 12 months
72
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for auto repair shops in New York, https://lender.report/sba-lenders-for/auto-repair/new-york/, data as of September 30, 2026.

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SBA lenders for auto repair shops in New York. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 47.
LenderKindBased inLoansDollars7(a)504Last 12 months
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY66$5.77M62425
TD Bank, National Association SBA 7(a) recordBankWilmington, DE25$3.67M2506
ESL Credit Union SBA 7(a) recordCredit unionRochester, NY12$1.15M1206
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC9$15.6M907
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH8$1.24M802
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL7$2.78M701
Five Star Bank SBA 7(a) recordBankRochester, NY7$285K700
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ6$1.79M600
Northeast Bank SBA 7(a) recordBankPortland, ME6$778K604
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL5$625K500
KeyBank National Association SBA 7(a) recordBankCleveland, OH5$133K502
Harvest Small Business Finance, LLC SBA 7(a) recordNon-bankLaguna Hills, CA4$4.31M401
The Huntington National Bank SBA 7(a) recordBankColumbus, OH4$3.58M400
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT4$2.12M402
Santander Bank, N.A. SBA 7(a) recordBankWilmington, DE4$750K400
Tompkins Bank & Trust SBA 7(a) recordBankIthaca, NY4$239K400
FinWise Bank SBA 7(a) recordBankMurray, UT3$5.60M300
Arrow Bank National Association SBA 7(a) recordBankGlens Falls, NY3$215K302
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD2$3.10M110
Dime Commercial Bank SBA 504 recordBankHauppauge, NY2$1.54M020
Byline Bank SBA 7(a) recordBankChicago, IL2$1.22M201
Bank of Hope SBA 7(a) recordBankLos Angeles, CA2$1.14M200
First National Bank of Pennsylvania SBA 7(a) recordBankGreenville, PA2$825K200
Northwest Bank SBA 7(a) recordSavingsWarren, PA2$810K202
SmartBiz Bank, National Association SBA 7(a) recordBankNorthbrook, IL2$500K201
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in New York
IndustryLoans
General Automotive Repair133
Automotive Body, Paint, and Interior Repair and Maintenance64
All Other Automotive Repair and Maintenance20
Automotive Oil Change and Lubrication Shops5
Specialized Automotive Repair5
Automotive Glass Replacement Shops4
SBA FOIA,
SBA loans for auto repair shops in New York, by size
Loan sizeLoans
Under $150K129
$150K to $350K40
$350K to $1M25
$1M to $2.5M24
$2.5M or more4
SBA FOIA,
  • SBA lenders recorded 232 loans to auto repair shops totaling $83.3M in New York in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $100K, with the middle half between $40K and $320K. SBA FOIA,
  • 211 were SBA 7(a) loans and 11 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.50% on 211 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 192 of the loans, credit unions 14, and non-banks 14. SBA FOIA,
  • The five most active lenders made 51.7% of the loans. SBA FOIA,
  • The three most active lenders were Manufacturers and Traders Trust Company with 66, TD Bank, National Association with 25, and ESL Credit Union with 12. SBA FOIA,
  • 129 of the loans were under $150K, and 28 were $1M or more. SBA FOIA,
  • 12 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 72 approvals of these loans dated in the 12 months to September 30, 2026, versus 84 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 14 of the 47 lenders are based in New York. The rest are based elsewhere, most often in California, Ohio and Florida. SBA FOIA,
  • The most common detailed industry in New York was General Automotive Repair, with 133 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to auto repair shops in New York
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in New York, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 8111, excluding car washes.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.