SBA by industry · TX
SBA lenders for wholesale distributors in Texas
118 lenders made 526 SBA loans to wholesale distributors in Texas in the 36 months ending September 30, 2026. Newtek Bank, National Association made the most, with 60. The typical loan was about $330K.
- Evidence
- SBA 7(a) and 504 loans to wholesale distributors in Texas, NAICS 42
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 118
- SBA FOIA,
- SBA loans, 36 months
- 526
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $473M
- SBA FOIA,
- Last 12 months
- 149
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for wholesale distributors in Texas, https://lender.report/sba-lenders-for/wholesale/texas/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 60 | $21.5M | 60 | 0 | 24 |
| JPMorgan Chase Bank, National Association SBA 7(a) record | Bank | Columbus, OH | 42 | $22.1M | 41 | 1 | 7 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 27 | $4.40M | 27 | 0 | 0 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 22 | $22.1M | 21 | 1 | 5 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 19 | $2.89M | 19 | 0 | 6 |
| Bank of America, National Association SBA 7(a) record | Bank | Charlotte, NC | 17 | $23.8M | 14 | 3 | 5 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 17 | $14.1M | 16 | 1 | 0 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 15 | $45.6M | 13 | 2 | 5 |
| PlainsCapital Bank SBA 7(a) record | Bank | University Park, TX | 15 | $8.51M | 13 | 2 | 4 |
| Zions Bancorporation, N.A. SBA 7(a) record | Bank | Salt Lake City, UT | 15 | $8.41M | 15 | 0 | 3 |
| Fifth Third Bank, National Association SBA 7(a) record | Bank | Cincinnati, OH | 12 | $20.9M | 12 | 0 | 3 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 12 | $2.21M | 12 | 0 | 4 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 12 | $1.43M | 12 | 0 | 5 |
| Wallis Bank SBA 7(a) record | Bank | Wallis, TX | 10 | $8.33M | 10 | 0 | 3 |
| Texas Capital Bank SBA 7(a) record | Bank | Dallas, TX | 9 | $11.3M | 9 | 0 | 2 |
| First Bank of the Lake SBA 7(a) record | Bank | Osage Beach, MO | 9 | $3.05M | 8 | 1 | 0 |
| Lendistry SBLC, LLC SBA 7(a) record | Non-bank | Los Angeles, CA | 9 | $2.28M | 9 | 0 | 1 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 8 | $9.89M | 7 | 1 | 4 |
| PNC Bank, National Association SBA 7(a) record | Bank | Wilmington, DE | 8 | $1.66M | 8 | 0 | 1 |
| Regions Bank SBA 7(a) record | Bank | Birmingham, AL | 6 | $10.5M | 6 | 0 | 2 |
| Midwest Regional Bank SBA 7(a) record | Bank | Clayton, MO | 5 | $10.0M | 5 | 0 | 1 |
| Prosperity Bank SBA 7(a) record | Bank | El Campo, TX | 5 | $9.15M | 4 | 1 | 2 |
| Frost Bank SBA 7(a) record | Bank | San Antonio, TX | 5 | $4.56M | 5 | 0 | 1 |
| Colony Bank SBA 7(a) record | Bank | Fitzgerald, GA | 5 | $1.05M | 5 | 0 | 2 |
| PeopleFund SBA 7(a) record | Non-bank | Austin, TX | 5 | $820K | 5 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Other Miscellaneous Durable Goods Merchant Wholesalers | 47 |
| Wholesale Trade Agents and Brokers | 30 |
| Other Miscellaneous Nondurable Goods Merchant Wholesalers | 28 |
| Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers | 24 |
| Other Grocery and Related Products Merchant Wholesalers | 23 |
| Industrial Machinery and Equipment Merchant Wholesalers | 22 |
| Recyclable Material Merchant Wholesalers | 22 |
| Sporting and Recreational Goods and Supplies Merchant Wholesalers | 22 |
| Industrial Supplies Merchant Wholesalers | 17 |
| Clothing and Clothing Accessories Merchant Wholesalers | 14 |
| Loan size | Loans |
|---|---|
| Under $150K | 105 |
| $150K to $350K | 161 |
| $350K to $1M | 131 |
| $1M to $2.5M | 64 |
| $2.5M or more | 65 |
- SBA lenders recorded 526 loans to wholesale distributors totaling $472.8M in Texas in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $330K, with the middle half between $150K and $950K. SBA FOIA,
- 501 were SBA 7(a) loans and 25 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.25% on 500 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 482 of the loans, credit unions 2, and non-banks 41. SBA FOIA,
- The five most active lenders made 32.3% of the loans. SBA FOIA,
- The three most active lenders were Newtek Bank, National Association with 60, JPMorgan Chase Bank, National Association with 42, and BayFirst National Bank with 27. SBA FOIA,
- 105 of the loans were under $150K, and 129 were $1M or more. SBA FOIA,
- 1 of these loans was made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 149 approvals of these loans dated in the 12 months to September 30, 2026, versus 176 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 39 of the 118 lenders are based in Texas. The rest are based elsewhere, most often in California, Ohio and Arkansas. SBA FOIA,
- The most common detailed industry in Texas was Other Miscellaneous Durable Goods Merchant Wholesalers, with 47 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to wholesale distributors in Texas
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Texas, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 42.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.