SBA by industry · VA

SBA lenders for child care businesses in Virginia

33 lenders made 61 SBA loans to child care businesses in Virginia in the 36 months ending September 30, 2026. Live Oak Banking Company made the most, with 7. The typical loan was about $510K.

Evidence
SBA 7(a) and 504 loans to child care businesses in Virginia, NAICS 6244
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
33
SBA FOIA,
SBA loans, 36 months
61
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$57.9M
SBA FOIA,
Last 12 months
20
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for child care businesses in Virginia, https://lender.report/sba-lenders-for/child-care/virginia/, data as of September 30, 2026.

Describe a deal in Virginia

See which lenders made SBA loans to child care businesses, at your size and in your state. No account and no form.

Show SBA loans to child care businesses in VirginiaOn this list? Find your page

SBA lenders for child care businesses in Virginia. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 33.
LenderKindBased inLoansDollars7(a)504Last 12 months
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC7$16.3M702
Bank Five Nine SBA 7(a) recordBankOconomowoc, WI5$1.80M503
Bank of America, National Association SBA 7(a) recordBankCharlotte, NC3$3.38M300
Wilmington Savings Fund Society, FSB SBA 7(a) recordSavingsWilmington, DE3$1.61M300
Atlantic Union Bank SBA 7(a) recordBankRichmond City, VA3$1.19M302
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO3$925K300
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ3$880K300
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD3$545K300
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL3$370K300
The Bancorp Bank, National Association SBA 7(a) recordBankSioux Falls, SD2$7.40M201
United Community Bank SBA 7(a) recordBankGreenville, SC2$1.13M200
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT2$1.07M202
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL2$43.0K201
First Business Bank SBA 7(a) recordBankMadison, WI1$4.90M100
First National Bank of Pennsylvania SBA 7(a) recordBankGreenville, PA1$3.50M100
Cross River Bank SBA 7(a) recordBankFort Lee, NJ1$3.30M101
Manufacturers and Traders Trust Company SBA 504 recordBankBuffalo, NY1$1.20M010
Harvest Small Business Finance, LLC SBA 7(a) recordNon-bankLaguna Hills, CA1$1.00M100
T Bank, National Association SBA 7(a) recordBankDallas, TX1$1.00M100
First Commonwealth Bank SBA 7(a) recordBankIndiana, PA1$900K100
Byline Bank SBA 7(a) recordBankChicago, IL1$820K100
Pinnacle Bank SBA 7(a) recordBankNashville, TN1$690K100
The Huntington National Bank SBA 7(a) recordBankColumbus, OH1$630K100
Enterprise Bank & Trust SBA 7(a) recordBankClayton, MO1$610K100
Provident Bank SBA 7(a) recordSavingsJersey City, NJ1$600K100
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in Virginia
IndustryLoans
Child Care Services61
SBA FOIA,
SBA loans for child care businesses in Virginia, by size
Loan sizeLoans
Under $150K12
$150K to $350K9
$350K to $1M26
$1M to $2.5M7
$2.5M or more7
SBA FOIA,
  • SBA lenders recorded 61 loans to child care businesses totaling $57.9M in Virginia in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $510K, with the middle half between $150K and $940K. SBA FOIA,
  • 60 were SBA 7(a) loans and 1 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.00% on 60 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 56 of the loans, credit unions 0, and non-banks 5. SBA FOIA,
  • The five most active lenders made 34.4% of the loans. SBA FOIA,
  • The three most active lenders were Live Oak Banking Company with 7, Bank Five Nine with 5, and Atlantic Union Bank with 3. SBA FOIA,
  • 12 of the loans were under $150K, and 14 were $1M or more. SBA FOIA,
  • The SBA file shows 20 approvals of these loans dated in the 12 months to September 30, 2026, versus 30 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 2 of the 33 lenders are based in Virginia. The rest are based elsewhere, most often in California, New Jersey and Pennsylvania. SBA FOIA,
  • The most common detailed industry in Virginia was Child Care Services, with 61 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to child care businesses in Virginia
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Virginia, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 6244.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.