SBA by industry · VA
SBA lenders for wholesale distributors in Virginia
40 lenders made 82 SBA loans to wholesale distributors in Virginia in the 36 months ending September 30, 2026. Manufacturers and Traders Trust Company made the most, with 10. The typical loan was about $240K.
- Evidence
- SBA 7(a) and 504 loans to wholesale distributors in Virginia, NAICS 42
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 40
- SBA FOIA,
- SBA loans, 36 months
- 82
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $42.6M
- SBA FOIA,
- Last 12 months
- 19
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for wholesale distributors in Virginia, https://lender.report/sba-lenders-for/wholesale/virginia/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Manufacturers and Traders Trust Company SBA 7(a) record | Bank | Buffalo, NY | 10 | $1.08M | 10 | 0 | 6 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 6 | $2.77M | 6 | 0 | 0 |
| SouthState Bank, National Association SBA 7(a) record | Bank | Winter Haven, FL | 5 | $1.51M | 4 | 1 | 0 |
| TD Bank, National Association SBA 7(a) record | Bank | Wilmington, DE | 5 | $790K | 5 | 0 | 0 |
| First Community Bank SBA 7(a) record | Bank | Bluefield, VA | 5 | $788K | 5 | 0 | 0 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 3 | $450K | 3 | 0 | 0 |
| Bank of America, National Association SBA 7(a) record | Bank | Charlotte, NC | 3 | $430K | 3 | 0 | 0 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 3 | $265K | 3 | 0 | 2 |
| Beacon Bank and Trust SBA 7(a) record | Bank | Boston, MA | 2 | $3.15M | 2 | 0 | 0 |
| Atlantic Union Bank SBA 7(a) record | Bank | Richmond City, VA | 2 | $2.80M | 2 | 0 | 0 |
| Pinnacle Bank SBA 7(a) record | Bank | Nashville, TN | 2 | $2.30M | 2 | 0 | 0 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 2 | $2.30M | 1 | 1 | 0 |
| Primis Bank SBA 7(a) record | Bank | Tappahannock, VA | 2 | $1.32M | 1 | 1 | 0 |
| Bank Of Clarke SBA 7(a) record | Bank | Berryville, VA | 2 | $730K | 2 | 0 | 0 |
| New Horizon Bank, National Association SBA 7(a) record | Bank | Powhatan, VA | 2 | $630K | 1 | 1 | 1 |
| Select Bank SBA 7(a) record | Bank | Forest, VA | 2 | $350K | 2 | 0 | 0 |
| Colony Bank SBA 7(a) record | Bank | Fitzgerald, GA | 2 | $260K | 2 | 0 | 1 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 2 | $231K | 2 | 0 | 0 |
| Truist Bank SBA 7(a) record | Bank | Charlotte, NC | 1 | $5.00M | 1 | 0 | 0 |
| Woori America Bank SBA 7(a) record | Bank | New York, NY | 1 | $5.00M | 1 | 0 | 0 |
| American Momentum Bank SBA 7(a) record | Bank | College Station, TX | 1 | $1.90M | 1 | 0 | 0 |
| First National Bank of Pennsylvania SBA 7(a) record | Bank | Greenville, PA | 1 | $1.40M | 1 | 0 | 0 |
| EagleBank | Bank | Bethesda, MD | 1 | $890K | 0 | 1 | 1 |
| Harvest Small Business Finance, LLC SBA 7(a) record | Non-bank | Laguna Hills, CA | 1 | $690K | 1 | 0 | 0 |
| Hanmi Bank SBA 7(a) record | Bank | Los Angeles, CA | 1 | $600K | 1 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Industrial Machinery and Equipment Merchant Wholesalers | 5 |
| Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers | 5 |
| Other Miscellaneous Nondurable Goods Merchant Wholesalers | 5 |
| Wine and Distilled Alcoholic Beverage Merchant Wholesalers | 5 |
| Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers | 4 |
| Motor Vehicle Supplies and New Parts Merchant Wholesalers | 4 |
| Wholesale Trade Agents and Brokers | 4 |
| Furniture Merchant Wholesalers | 3 |
| Hardware Merchant Wholesalers | 3 |
| Other Construction Material Merchant Wholesalers | 3 |
| Loan size | Loans |
|---|---|
| Under $150K | 25 |
| $150K to $350K | 25 |
| $350K to $1M | 23 |
| $1M to $2.5M | 6 |
| $2.5M or more | 3 |
- SBA lenders recorded 82 loans to wholesale distributors totaling $42.6M in Virginia in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $240K, with the middle half between $110K and $500K. SBA FOIA,
- 75 were SBA 7(a) loans and 7 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.50% on 75 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 76 of the loans, credit unions 1, and non-banks 5. SBA FOIA,
- The five most active lenders made 37.8% of the loans. SBA FOIA,
- The three most active lenders were Manufacturers and Traders Trust Company with 10, Newtek Bank, National Association with 6, and First Community Bank with 5. SBA FOIA,
- 25 of the loans were under $150K, and 9 were $1M or more. SBA FOIA,
- The SBA file shows 19 approvals of these loans dated in the 12 months to September 30, 2026, versus 26 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 8 of the 40 lenders are based in Virginia. The rest are based elsewhere, most often in North Carolina, California and Florida. SBA FOIA,
- The most common detailed industry in Virginia was Industrial Machinery and Equipment Merchant Wholesalers, with 5 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to wholesale distributors in Virginia
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Virginia, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 42.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.