SBA by industry · OK
SBA lenders for construction trades in Oklahoma
48 lenders made 178 SBA loans to construction trades in Oklahoma in the 36 months ending September 30, 2026. BancFirst made the most, with 41. The typical loan was about $250K.
- Evidence
- SBA 7(a) and 504 loans to construction trades in Oklahoma, NAICS 23
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 48
- SBA FOIA,
- SBA loans, 36 months
- 178
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $82.5M
- SBA FOIA,
- Last 12 months
- 67
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for construction trades in Oklahoma, https://lender.report/sba-lenders-for/construction-trades/oklahoma/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| BancFirst SBA 7(a) record | Bank | Oklahoma City, OK | 41 | $17.4M | 41 | 0 | 20 |
| First Oklahoma Bank SBA 7(a) record | Bank | Jenks, OK | 10 | $8.88M | 10 | 0 | 1 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 9 | $7.33M | 9 | 0 | 6 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 8 | $2.11M | 8 | 0 | 3 |
| JPMorgan Chase Bank, National Association SBA 7(a) record | Bank | Columbus, OH | 8 | $1.17M | 8 | 0 | 0 |
| Arvest Bank SBA 7(a) record | Bank | Fayetteville, AR | 8 | $731K | 8 | 0 | 1 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 7 | $2.88M | 7 | 0 | 4 |
| United Midwest Savings Bank, National Association SBA 7(a) record | Bank | Degraff, OH | 7 | $1.82M | 7 | 0 | 2 |
| SmartBiz Bank, National Association SBA 7(a) record | Bank | Northbrook, IL | 6 | $1.29M | 6 | 0 | 4 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 5 | $1.16M | 5 | 0 | 4 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 5 | $950K | 5 | 0 | 0 |
| First United Bank and Trust Company SBA 7(a) record | Bank | Durant, OK | 4 | $4.13M | 4 | 0 | 0 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 4 | $1.26M | 4 | 0 | 0 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 4 | $400K | 4 | 0 | 1 |
| First Fidelity Bank SBA 7(a) record | Bank | Oklahoma City, OK | 3 | $850K | 3 | 0 | 0 |
| First Bank of the Lake SBA 7(a) record | Bank | Osage Beach, MO | 3 | $800K | 3 | 0 | 1 |
| Equity Bank SBA 7(a) record | Bank | Andover, KS | 3 | $760K | 2 | 1 | 2 |
| Security Bank SBA 7(a) record | Bank | Tulsa, OK | 3 | $538K | 3 | 0 | 0 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 3 | $109K | 3 | 0 | 0 |
| Armstrong Bank SBA 7(a) record | Bank | Muskogee, OK | 2 | $2.90M | 1 | 1 | 0 |
| Valliance Bank SBA 7(a) record | Bank | Oklahoma City, OK | 2 | $2.61M | 2 | 0 | 2 |
| The First Security Bank SBA 7(a) record | Bank | Beaver, OK | 2 | $1.00M | 2 | 0 | 0 |
| Firstar Bank SBA 7(a) record | Bank | Sallisaw, OK | 2 | $830K | 2 | 0 | 2 |
| Exchange Bank and Trust Company | Bank | Perry, OK | 2 | $760K | 2 | 0 | 1 |
| Great Plains National Bank SBA 7(a) record | Bank | Elk City, OK | 2 | $610K | 2 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Electrical Contractors and Other Wiring Installation Contractors | 27 |
| Plumbing, Heating, and Air-Conditioning Contractors | 26 |
| All Other Specialty Trade Contractors | 25 |
| Residential Remodelers | 13 |
| Roofing Contractors | 10 |
| Commercial and Institutional Building Construction | 8 |
| Drywall and Insulation Contractors | 8 |
| New Single-Family Housing Construction (except For-Sale Builders) | 8 |
| Site Preparation Contractors | 8 |
| Poured Concrete Foundation and Structure Contractors | 7 |
| Loan size | Loans |
|---|---|
| Under $150K | 51 |
| $150K to $350K | 63 |
| $350K to $1M | 44 |
| $1M to $2.5M | 14 |
| $2.5M or more | 6 |
- SBA lenders recorded 178 loans to construction trades totaling $82.5M in Oklahoma in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $250K, with the middle half between $110K and $500K. SBA FOIA,
- 176 were SBA 7(a) loans and 2 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 9.75% on 176 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 168 of the loans, credit unions 1, and non-banks 9. SBA FOIA,
- The five most active lenders made 42.7% of the loans. SBA FOIA,
- The three most active lenders were BancFirst with 41, First Oklahoma Bank with 10, and Live Oak Banking Company with 9. SBA FOIA,
- 51 of the loans were under $150K, and 20 were $1M or more. SBA FOIA,
- The SBA file shows 67 approvals of these loans dated in the 12 months to September 30, 2026, versus 59 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 21 of the 48 lenders are based in Oklahoma. The rest are based elsewhere, most often in Ohio, Arkansas and Florida. SBA FOIA,
- The most common detailed industry in Oklahoma was Electrical Contractors and Other Wiring Installation Contractors, with 27 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to construction trades in Oklahoma
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Oklahoma, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 23.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.