SBA by NAICS · 423620
SBA lenders for NAICS 423620: Household Appliances, Electric Housewares, and Consumer Electronics Merchant Wholesalers
23 lenders made 87 SBA loans to businesses in NAICS 423620, Household Appliances, Electric Housewares, and Consumer Electronics Merchant Wholesalers, in the 36 months ending September 30, 2026, $43.4M in all. TD Bank, National Association made the most, with 8. The typical loan was about $250K.
- Evidence
- SBA 7(a) and 504 loans in NAICS 423620
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 23
- SBA FOIA,
- SBA loans, 36 months
- 87
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $43.4M
- SBA FOIA,
- Typical loan
- $250K
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for NAICS 423620: Household Appliances, Electric Housewares, and Consumer Electronics Merchant Wholesalers, https://lender.report/sba-lenders-for/naics/423620/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | Last 12 months |
|---|---|---|---|---|---|
| TD Bank, National Association SBA 7(a) record | Bank | Wilmington, DE | 8 | $3.35M | 0 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 8 | $1.55M | 0 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 6 | $6.25M | 3 |
| Regions Bank SBA 7(a) record | Bank | Birmingham, AL | 2 | $4.40M | 1 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 2 | $640K | 0 |
| PNC Bank, National Association SBA 7(a) record | Bank | Wilmington, DE | 2 | $550K | 0 |
| Lendistry SBLC, LLC SBA 7(a) record | Non-bank | Los Angeles, CA | 2 | $450K | 0 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 2 | $440K | 0 |
| Manufacturers and Traders Trust Company SBA 7(a) record | Bank | Buffalo, NY | 2 | $390K | 0 |
| JPMorgan Chase Bank, National Association SBA 7(a) record | Bank | Columbus, OH | 2 | $370K | 0 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 2 | $300K | 2 |
| Royal Business Bank SBA 7(a) record | Bank | Los Angeles, CA | 1 | $2.20M | 0 |
| Banesco USA SBA 7(a) record | Bank | Miami, FL | 1 | $1.20M | 0 |
| PCB Bank SBA 7(a) record | Bank | Los Angeles, CA | 1 | $800K | 1 |
| Bank of America, National Association SBA 7(a) record | Bank | Charlotte, NC | 1 | $670K | 0 |
| WestStar Bank SBA 7(a) record | Bank | El Paso, TX | 1 | $500K | 0 |
| Evolve Bank & Trust SBA 7(a) record | Bank | West Memphis, AR | 1 | $450K | 0 |
| FinWise Bank SBA 7(a) record | Bank | Murray, UT | 1 | $350K | 0 |
| GBC International Bank SBA 7(a) record | Bank | Los Angeles, CA | 1 | $350K | 0 |
| Shinhan Bank America SBA 7(a) record | Bank | New York, NY | 1 | $250K | 0 |
| Stone Bank SBA 7(a) record | Bank | Mountain View, AR | 1 | $250K | 0 |
| Plumas Bank SBA 7(a) record | Bank | Quincy, CA | 1 | $210K | 0 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 1 | $50.0K | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| State | Loans | Dollars |
|---|---|---|
| Florida | 23 | $14.7M |
| California | 12 | $7.49M |
| New Jersey | 7 | $3.78M |
| Illinois | 6 | $1.29M |
| New York | 4 | $530K |
| Texas | 3 | $1.50M |
| Loan size | Loans |
|---|---|
| Under $150K | 7 |
| $150K to $350K | 23 |
| $350K to $1M | 13 |
| $1M to $2.5M | 6 |
| $2.5M or more | 1 |
- SBA lenders recorded 87 loans to businesses in NAICS 423620 totaling $43.4M nationwide in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $250K, with the middle half between $150K and $500K. SBA FOIA,
- 82 were SBA 7(a) loans and 5 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.50% on 50 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 47 of the loans, credit unions 0, and non-banks 3. SBA FOIA,
- The five most active lenders made 29.9% of the loans. SBA FOIA,
- The three most active lenders were BayFirst National Bank with 8, TD Bank, National Association with 8, and Newtek Bank, National Association with 6. SBA FOIA,
- 7 of the loans were under $150K, and 7 were $1M or more. SBA FOIA,
- 37 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 14 approvals of these loans dated in the 12 months to September 30, 2026, versus 43 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- Florida (23), California (12), New Jersey (7) recorded the most of these loans. SBA FOIA,
- NAICS 423620 is Household Appliances, Electric Housewares, and Consumer Electronics Merchant Wholesalers, in the Wholesale Trade sector. SBA FOIA,
- The lenders are based most often in California, Florida and Arkansas. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to businesses in NAICS 423620, Household Appliances, Electric Housewares, and Consumer Electronics Merchant Wholesalers
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens dated in the 36 months ending September 30, 2026 and not cancelled whose NAICS code the SBA file shows as 423620, at 6 digits.
- Order
- Largest first by loans nationally, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
A 6-digit code is printed only where the SBA file holds 5 or more loans of that program in that state, so loans the file shows only as a 2-digit sector are not counted here. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.