SBA by NAICS · 445132

SBA lenders for NAICS 445132: Vending Machine Operators

73 lenders made 497 SBA loans to businesses in NAICS 445132, Vending Machine Operators, in the 36 months ending September 30, 2026, $76.2M in all. United Midwest Savings Bank, National Association made the most, with 252. The typical loan was about $140K.

Evidence
SBA 7(a) and 504 loans in NAICS 445132
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
73
SBA FOIA,
SBA loans, 36 months
497
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$76.2M
SBA FOIA,
Typical loan
$140K
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for NAICS 445132: Vending Machine Operators, https://lender.report/sba-lenders-for/naics/445132/, data as of September 30, 2026.

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SBA lenders for NAICS 445132, Vending Machine Operators. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 73.
LenderKindBased inLoansDollarsLast 12 months
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH252$34.4M105
The Huntington National Bank SBA 7(a) recordBankColumbus, OH25$3.30M4
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL19$2.91M11
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH18$1.30M7
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD17$275K1
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY15$1.52M9
Stearns Bank National Association SBA 7(a) recordBankSaint Cloud, MN13$2.48M6
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL5$678K0
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ5$515K1
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA4$950K1
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO3$490K0
Zions Bancorporation, N.A. SBA 7(a) recordBankSalt Lake City, UT3$261K2
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT3$258K1
Northeast Bank SBA 7(a) recordBankPortland, ME3$240K0
TD Bank, National Association SBA 7(a) recordBankWilmington, DE3$60.0K1
Security Bank & Trust Company SBA 7(a) recordBankGlencoe, MN2$1.25M0
Pinnacle Bank SBA 7(a) recordBankNashville, TN2$900K0
First Bank SBA 7(a) recordBankSouthern Pines, NC2$780K0
Colony Bank SBA 7(a) recordBankFitzgerald, GA2$500K1
Growth Capital Corp. SBA 7(a) recordNon-bankCleveland, OH2$450K0
Integrity Bank & Trust SBA 7(a) recordBankMonument, CO2$340K1
CDC Small Business Finance Corp. SBA 7(a) recordNon-bankSan Diego, CA2$250K1
Citizens State Bank of New Castle, Indiana SBA 7(a) recordBankNew Castle, IN2$125K0
ESL Credit Union SBA 7(a) recordCredit unionRochester, NY2$55.0K1
b1BANK SBA 7(a) recordBankBaton Rouge, LA1$2.00M0
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Where these loans were made
StateLoansDollars
Texas67$8.91M
California48$8.21M
Florida37$5.75M
Colorado25$3.78M
Illinois19$2.34M
Ohio19$2.40M
Virginia19$2.88M
North Carolina18$2.99M
Tennessee18$2.08M
Michigan17$2.17M
Pennsylvania16$2.28M
Maryland15$1.27M
Georgia14$2.32M
Missouri14$1.86M
New York14$3.69M
SBA FOIA,
SBA loans in NAICS 445132, by size
Loan sizeLoans
Under $150K243
$150K to $350K188
$350K to $1M21
$1M to $2.5M3
$2.5M or more0
SBA FOIA,
  • SBA lenders recorded 497 loans to businesses in NAICS 445132 totaling $76.2M nationwide in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $140K, with the middle half between $81K and $150K. SBA FOIA,
  • 494 were SBA 7(a) loans and 3 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.25% on 455 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 431 of the loans, credit unions 4, and non-banks 20. SBA FOIA,
  • The five most active lenders made 66.6% of the loans. SBA FOIA,
  • The three most active lenders were United Midwest Savings Bank, National Association with 252, The Huntington National Bank with 25, and Newtek Bank, National Association with 19. SBA FOIA,
  • 243 of the loans were under $150K, and 3 were $1M or more. SBA FOIA,
  • 42 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 182 approvals of these loans dated in the 12 months to September 30, 2026, versus 188 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • Texas (67), California (48), Florida (37) recorded the most of these loans. SBA FOIA,
  • NAICS 445132 is Vending Machine Operators, in the Retail Trade sector. SBA FOIA,
  • The lenders are based most often in Ohio, New York and Texas. SBA FOIA,

How this list is defined

Measure
SBA loans made to businesses in NAICS 445132, Vending Machine Operators
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens dated in the 36 months ending September 30, 2026 and not cancelled whose NAICS code the SBA file shows as 445132, at 6 digits.
Order
Largest first by loans nationally, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

A 6-digit code is printed only where the SBA file holds 5 or more loans of that program in that state, so loans the file shows only as a 2-digit sector are not counted here. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.