SBA by industry · NY
SBA lenders for child care businesses in New York
47 lenders made 157 SBA loans to child care businesses in New York in the 36 months ending September 30, 2026. TD Bank, National Association made the most, with 30. The typical loan was about $150K.
- Evidence
- SBA 7(a) and 504 loans to child care businesses in New York, NAICS 6244
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 47
- SBA FOIA,
- SBA loans, 36 months
- 157
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $90.7M
- SBA FOIA,
- Last 12 months
- 56
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for child care businesses in New York, https://lender.report/sba-lenders-for/child-care/new-york/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| TD Bank, National Association SBA 7(a) record | Bank | Wilmington, DE | 30 | $12.1M | 29 | 1 | 7 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 11 | $5.21M | 11 | 0 | 1 |
| Manufacturers and Traders Trust Company SBA 7(a) record | Bank | Buffalo, NY | 11 | $715K | 11 | 0 | 8 |
| Lendistry SBLC, LLC SBA 7(a) record | Non-bank | Los Angeles, CA | 8 | $3.60M | 8 | 0 | 1 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 8 | $2.85M | 8 | 0 | 4 |
| ESL Credit Union SBA 7(a) record | Credit union | Rochester, NY | 7 | $440K | 7 | 0 | 3 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 6 | $2.69M | 6 | 0 | 2 |
| JPMorgan Chase Bank, National Association SBA 7(a) record | Bank | Columbus, OH | 6 | $745K | 6 | 0 | 4 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 5 | $3.40M | 5 | 0 | 3 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 5 | $553K | 5 | 0 | 1 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 4 | $7.10M | 4 | 0 | 3 |
| FinWise Bank SBA 7(a) record | Bank | Murray, UT | 4 | $2.03M | 4 | 0 | 3 |
| Bank of America, National Association SBA 7(a) record | Bank | Charlotte, NC | 3 | $4.84M | 2 | 1 | 1 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 3 | $3.13M | 3 | 0 | 0 |
| New York Business Development Corporation SBA 7(a) record | Non-bank | Latham, NY | 3 | $1.95M | 3 | 0 | 0 |
| First Bank of the Lake SBA 7(a) record | Bank | Osage Beach, MO | 3 | $1.13M | 2 | 1 | 0 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 3 | $230K | 3 | 0 | 0 |
| Capital One, National Association SBA 7(a) record | Bank | Mclean, VA | 2 | $6.00M | 2 | 0 | 0 |
| ConnectOne Bank | Bank | Englewood Cliffs, NJ | 2 | $3.50M | 0 | 2 | 0 |
| KeyBank National Association SBA 7(a) record | Bank | Cleveland, OH | 2 | $2.46M | 2 | 0 | 1 |
| Port 51 Lending LLC SBA 7(a) record | Non-bank | New York, NY | 2 | $1.82M | 2 | 0 | 0 |
| Byline Bank SBA 7(a) record | Bank | Chicago, IL | 2 | $1.66M | 2 | 0 | 0 |
| CDC Small Business Finance Corp. SBA 7(a) record | Non-bank | San Diego, CA | 2 | $217K | 2 | 0 | 0 |
| Brooklyn Cooperative Credit Union SBA 7(a) record | Credit union | Brooklyn, NY | 2 | $60.0K | 2 | 0 | 0 |
| Bank of Hope SBA 7(a) record | Bank | Los Angeles, CA | 1 | $5.00M | 1 | 0 | 1 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Child Care Services | 157 |
| Loan size | Loans |
|---|---|
| Under $150K | 77 |
| $150K to $350K | 28 |
| $350K to $1M | 24 |
| $1M to $2.5M | 14 |
| $2.5M or more | 14 |
- SBA lenders recorded 157 loans to child care businesses totaling $90.7M in New York in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $150K, with the middle half between $50K and $500K. SBA FOIA,
- 150 were SBA 7(a) loans and 7 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.75% on 150 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 118 of the loans, credit unions 9, and non-banks 30. SBA FOIA,
- The five most active lenders made 43.3% of the loans. SBA FOIA,
- The three most active lenders were TD Bank, National Association with 30, Manufacturers and Traders Trust Company with 11, and Readycap Lending, LLC with 11. SBA FOIA,
- 77 of the loans were under $150K, and 28 were $1M or more. SBA FOIA,
- The SBA file shows 56 approvals of these loans dated in the 12 months to September 30, 2026, versus 49 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 12 of the 47 lenders are based in New York. The rest are based elsewhere, most often in New Jersey, California and North Carolina. SBA FOIA,
- The most common detailed industry in New York was Child Care Services, with 157 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to child care businesses in New York
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in New York, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 6244.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.