SBA by industry · NY
SBA lenders for wholesale distributors in New York
85 lenders made 762 SBA loans to wholesale distributors in New York in the 36 months ending September 30, 2026. TD Bank, National Association made the most, with 152. The typical loan was about $160K.
- Evidence
- SBA 7(a) and 504 loans to wholesale distributors in New York, NAICS 42
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 85
- SBA FOIA,
- SBA loans, 36 months
- 762
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $387M
- SBA FOIA,
- Last 12 months
- 187
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for wholesale distributors in New York, https://lender.report/sba-lenders-for/wholesale/new-york/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| TD Bank, National Association SBA 7(a) record | Bank | Wilmington, DE | 152 | $25.3M | 150 | 2 | 32 |
| JPMorgan Chase Bank, National Association SBA 7(a) record | Bank | Columbus, OH | 77 | $29.4M | 72 | 5 | 12 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 72 | $10.4M | 72 | 0 | 0 |
| Manufacturers and Traders Trust Company SBA 7(a) record | Bank | Buffalo, NY | 48 | $14.8M | 44 | 4 | 17 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 43 | $23.5M | 42 | 1 | 14 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 28 | $5.71M | 28 | 0 | 9 |
| Santander Bank, N.A. SBA 7(a) record | Bank | Wilmington, DE | 27 | $13.9M | 27 | 0 | 6 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 27 | $9.58M | 27 | 0 | 8 |
| Lendistry SBLC, LLC SBA 7(a) record | Non-bank | Los Angeles, CA | 26 | $5.71M | 26 | 0 | 3 |
| KeyBank National Association SBA 7(a) record | Bank | Cleveland, OH | 20 | $10.6M | 20 | 0 | 4 |
| FinWise Bank SBA 7(a) record | Bank | Murray, UT | 17 | $26.1M | 15 | 2 | 6 |
| Colony Bank SBA 7(a) record | Bank | Fitzgerald, GA | 17 | $2.29M | 17 | 0 | 2 |
| SmartBiz Bank, National Association SBA 7(a) record | Bank | Northbrook, IL | 12 | $2.48M | 12 | 0 | 10 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 12 | $1.79M | 12 | 0 | 6 |
| Five Star Bank SBA 7(a) record | Bank | Rochester, NY | 12 | $661K | 12 | 0 | 3 |
| ESL Credit Union SBA 7(a) record | Credit union | Rochester, NY | 11 | $1.85M | 11 | 0 | 4 |
| Bank of America, National Association SBA 7(a) record | Bank | Charlotte, NC | 9 | $3.69M | 9 | 0 | 2 |
| Bank of Hope SBA 7(a) record | Bank | Los Angeles, CA | 9 | $2.70M | 9 | 0 | 1 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 7 | $6.69M | 7 | 0 | 0 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 6 | $11.4M | 4 | 2 | 2 |
| First Internet Bank of Indiana SBA 7(a) record | Bank | Fishers, IN | 5 | $8.55M | 5 | 0 | 0 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 5 | $7.15M | 5 | 0 | 2 |
| TowneBank SBA 7(a) record | Bank | Portsmouth, VA | 5 | $4.23M | 5 | 0 | 0 |
| Cross River Bank SBA 7(a) record | Bank | Fort Lee, NJ | 5 | $3.90M | 4 | 1 | 0 |
| First Bank of the Lake SBA 7(a) record | Bank | Osage Beach, MO | 4 | $8.50M | 3 | 1 | 1 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Other Miscellaneous Durable Goods Merchant Wholesalers | 86 |
| Other Miscellaneous Nondurable Goods Merchant Wholesalers | 66 |
| Clothing and Clothing Accessories Merchant Wholesalers | 58 |
| Other Grocery and Related Products Merchant Wholesalers | 47 |
| Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers | 39 |
| Wholesale Trade Agents and Brokers | 32 |
| General Line Grocery Merchant Wholesalers | 28 |
| Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers | 21 |
| Other Electronic Parts and Equipment Merchant Wholesalers | 19 |
| Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers | 18 |
| Loan size | Loans |
|---|---|
| Under $150K | 249 |
| $150K to $350K | 281 |
| $350K to $1M | 141 |
| $1M to $2.5M | 48 |
| $2.5M or more | 43 |
- SBA lenders recorded 762 loans to wholesale distributors totaling $387.4M in New York in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $160K, with the middle half between $100K and $400K. SBA FOIA,
- 731 were SBA 7(a) loans and 31 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.75% on 731 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 671 of the loans, credit unions 17, and non-banks 71. SBA FOIA,
- The five most active lenders made 51.4% of the loans. SBA FOIA,
- The three most active lenders were TD Bank, National Association with 152, JPMorgan Chase Bank, National Association with 77, and BayFirst National Bank with 72. SBA FOIA,
- 249 of the loans were under $150K, and 91 were $1M or more. SBA FOIA,
- 3 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 187 approvals of these loans dated in the 12 months to September 30, 2026, versus 273 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 23 of the 85 lenders are based in New York. The rest are based elsewhere, most often in California, New Jersey and North Carolina. SBA FOIA,
- The most common detailed industry in New York was Other Miscellaneous Durable Goods Merchant Wholesalers, with 86 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to wholesale distributors in New York
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in New York, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 42.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.