SBA by industry · NY

SBA lenders for gyms and fitness businesses in New York

79 lenders made 335 SBA loans to gyms and fitness businesses in New York in the 36 months ending September 30, 2026. Manufacturers and Traders Trust Company made the most, with 56. The typical loan was about $230K.

Evidence
SBA 7(a) and 504 loans to gyms and fitness businesses in New York, NAICS 7139
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
79
SBA FOIA,
SBA loans, 36 months
335
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$165M
SBA FOIA,
Last 12 months
118
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for gyms and fitness businesses in New York, https://lender.report/sba-lenders-for/gyms-and-fitness/new-york/, data as of September 30, 2026.

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SBA lenders for gyms and fitness businesses in New York. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 79.
LenderKindBased inLoansDollars7(a)504Last 12 months
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY56$9.30M55127
The Huntington National Bank SBA 7(a) recordBankColumbus, OH33$10.9M3304
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL23$12.2M23010
KeyBank National Association SBA 7(a) recordBankCleveland, OH16$3.07M1605
TD Bank, National Association SBA 7(a) recordBankWilmington, DE16$1.32M1605
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO13$9.97M1307
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ13$3.73M1303
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC11$13.1M1012
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH10$4.68M1004
New York Business Development Corporation SBA 7(a) recordNon-bankLatham, NY8$5.84M802
Northeast Bank SBA 7(a) recordBankPortland, ME8$1.05M803
NYBDC Local Development Corporation dba Pursuit Community Finance SBA 7(a) recordNon-bankLatham, NY6$1.11M511
ESL Credit Union SBA 7(a) recordCredit unionRochester, NY6$1.02M601
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD4$5.80M312
Rhinebeck Bank SBA 7(a) recordSavingsRhinebeck, NY4$5.05M402
NBT Bank, National Association SBA 7(a) recordBankNorwich, NY4$2.23M311
First Heritage Credit Union SBA 7(a) recordCredit unionCorning, NY4$940K401
Santander Bank, N.A. SBA 7(a) recordBankWilmington, DE4$550K400
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL4$517K400
OceanFirst Bank, National Association SBA 7(a) recordBankToms River, NJ3$2.38M302
Gulf Coast Bank and Trust Company SBA 7(a) recordBankNew Orleans, LA3$2.17M303
HomeTrust Bank SBA 7(a) recordBankAsheville, NC3$1.86M300
Genesee Regional Bank SBA 7(a) recordBankRochester, NY3$1.41M300
Northwest Bank SBA 7(a) recordSavingsWarren, PA3$675K300
Tompkins Bank & Trust SBA 7(a) recordBankIthaca, NY3$620K301
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in New York
IndustryLoans
Fitness and Recreational Sports Centers228
All Other Amusement and Recreation Industries83
Golf Courses and Country Clubs9
Marinas8
Bowling Centers7
SBA FOIA,
SBA loans for gyms and fitness businesses in New York, by size
Loan sizeLoans
Under $150K127
$150K to $350K66
$350K to $1M94
$1M to $2.5M34
$2.5M or more9
SBA FOIA,
  • SBA lenders recorded 335 loans to gyms and fitness businesses totaling $164.6M in New York in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $230K, with the middle half between $65K and $550K. SBA FOIA,
  • 320 were SBA 7(a) loans and 10 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.25% on 320 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 281 of the loans, credit unions 11, and non-banks 38. SBA FOIA,
  • The five most active lenders made 43.0% of the loans. SBA FOIA,
  • The three most active lenders were Manufacturers and Traders Trust Company with 56, The Huntington National Bank with 33, and Newtek Bank, National Association with 23. SBA FOIA,
  • 127 of the loans were under $150K, and 43 were $1M or more. SBA FOIA,
  • 5 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 118 approvals of these loans dated in the 12 months to September 30, 2026, versus 110 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 27 of the 79 lenders are based in New York. The rest are based elsewhere, most often in New Jersey, California and Ohio. SBA FOIA,
  • The most common detailed industry in New York was Fitness and Recreational Sports Centers, with 228 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to gyms and fitness businesses in New York
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in New York, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 7139.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.